Share of African Americans in Home Owners Loan Corporation (HOLC) Neighborhood D
This dataset tracks share of african americans in home owners loan corporation (holc) neighborhood d over time.
Latest Value
35.70
Year-over-Year Change
466.67%
Date Range
1/1/1910 - 1/1/2010
Summary
The 'Share of African Americans in Home Owners Loan Corporation (HOLC) Neighborhood D' measures the percentage of African American residents in HOLC-defined 'hazardous' or 'declining' neighborhoods. This metric provides insight into historical patterns of housing discrimination and racial segregation.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The HOLC was a New Deal-era government agency that categorized urban neighborhoods based on perceived credit risk, with 'Neighborhood D' classified as the least desirable. This trend tracks the representation of African Americans in these redlined, high-risk areas, reflecting systemic barriers to housing access and equity.
Methodology
The data is calculated from U.S. Census records and HOLC historical neighborhood assessments.
Historical Context
This metric is used by economists and policymakers to analyze the legacy of discriminatory housing policies and their impact on racial wealth gaps.
Key Facts
- HOLC classified 'Neighborhood D' areas as the least desirable for lending.
- African Americans were systematically excluded from 'Neighborhood A' areas.
- Redlining contributed to persistent racial segregation and wealth disparities.
FAQs
Q: What does this economic trend measure?
A: This trend measures the percentage of African American residents in HOLC-defined 'hazardous' or 'declining' urban neighborhoods, known as 'Neighborhood D'.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into historical patterns of housing discrimination and racial segregation, which are key factors in understanding persistent racial wealth gaps.
Q: How is this data collected or calculated?
A: The data is calculated from U.S. Census records and HOLC historical neighborhood assessments.
Q: How is this trend used in economic policy?
A: This metric is used by economists and policymakers to analyze the legacy of discriminatory housing policies and their impact on racial equity.
Q: Are there update delays or limitations?
A: The data is subject to the availability of historical HOLC and Census records, which may result in limited geographic or temporal coverage.
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Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood A
RLMSHFBHOLCNA
Home Ownership Rate in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHHORHOLCNC
Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHFBHOLCNC
Citation
U.S. Federal Reserve, Share of African Americans in Home Owners Loan Corporation (HOLC) Neighborhood D (RLMSHAAHOLCND), retrieved from FRED.