Share of African Americans in Home Owners Loan Corporation (HOLC) Neighborhood C

This dataset tracks share of african americans in home owners loan corporation (holc) neighborhood c over time.

Latest Value

29.00

Year-over-Year Change

1426.32%

Date Range

1/1/1910 - 1/1/2010

Summary

The 'Share of African Americans in Home Owners Loan Corporation (HOLC) Neighborhood C' measures the percentage of African Americans living in HOLC 'C' neighborhoods, which were designated as 'declining' during mid-20th century housing discrimination.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This trend represents the racial composition of HOLC 'C' neighborhoods, which were 'redlined' and denied access to mortgage credit and other financial services. Understanding this historical legacy provides important context for current racial disparities in homeownership and wealth.

Methodology

The data is collected from HOLC records and U.S. Census Bureau demographic statistics.

Historical Context

Analyzing this trend can inform policy efforts to address the long-term impacts of discriminatory housing practices.

Key Facts

  • HOLC 'C' neighborhoods were marked as 'declining' due to the presence of African American residents.
  • Redlining effectively denied mortgage credit and home loans to African Americans in these areas.
  • The legacy of HOLC's discriminatory practices contributes to current racial disparities in homeownership.

FAQs

Q: What does this economic trend measure?

A: This trend measures the percentage of African Americans living in HOLC 'C' neighborhoods, which were designated as 'declining' and denied access to mortgage credit and other financial services.

Q: Why is this trend relevant for users or analysts?

A: Understanding the historical legacy of redlining and discriminatory housing practices provides important context for analyzing current racial disparities in homeownership and wealth.

Q: How is this data collected or calculated?

A: The data is collected from HOLC records and U.S. Census Bureau demographic statistics.

Q: How is this trend used in economic policy?

A: Analyzing this trend can inform policy efforts to address the long-term impacts of discriminatory housing practices on African American communities.

Q: Are there update delays or limitations?

A: The data may have limitations due to the historical nature of the HOLC records and potential data gaps in census information.

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Citation

U.S. Federal Reserve, Share of African Americans in Home Owners Loan Corporation (HOLC) Neighborhood C (RLMSHAAHOLCNC), retrieved from FRED.