Share of African Americans in Home Owners Loan Corporation (HOLC) Neighborhood A

This dataset tracks share of african americans in home owners loan corporation (holc) neighborhood a over time.

Latest Value

17.30

Year-over-Year Change

652.17%

Date Range

1/1/1910 - 1/1/2010

Summary

The 'Share of African Americans in Home Owners Loan Corporation (HOLC) Neighborhood A' measures the percentage of African American residents in HOLC-designated 'best' or 'A-grade' neighborhoods. This data provides insight into historical housing discrimination and segregation patterns.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The HOLC, a New Deal-era federal agency, assigned 'grades' to neighborhoods based on factors including race, with 'A-grade' neighborhoods considered the 'best' and least risky for mortgage lending. This data reflects the racial composition of these privileged 'A-grade' areas, shedding light on systemic housing inequalities.

Methodology

The data is calculated from historical HOLC records and census data.

Historical Context

This metric is used by researchers and policymakers to analyze the legacy of discriminatory housing practices.

Key Facts

  • HOLC's 'A-grade' neighborhoods were reserved for white, native-born residents.
  • African Americans were systematically excluded from the 'best' neighborhoods.
  • Redlining and other discriminatory housing policies entrenched racial segregation.

FAQs

Q: What does this economic trend measure?

A: This metric measures the percentage of African American residents in neighborhoods designated as 'A-grade' or 'best' by the Home Owners Loan Corporation (HOLC), a federal agency that promoted discriminatory housing policies.

Q: Why is this trend relevant for users or analysts?

A: This data provides insight into the historical legacy of housing discrimination and racial segregation, which have had long-lasting impacts on wealth, opportunity, and social mobility.

Q: How is this data collected or calculated?

A: The data is calculated from historical HOLC records and census data.

Q: How is this trend used in economic policy?

A: Researchers and policymakers use this metric to analyze the impacts of discriminatory housing practices and inform efforts to address housing inequalities and promote more inclusive communities.

Q: Are there update delays or limitations?

A: The data is historical and may not be regularly updated, as it relies on archival records from the HOLC and past census data.

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Citation

U.S. Federal Reserve, Share of African Americans in Home Owners Loan Corporation (HOLC) Neighborhood A (RLMSHAAHOLCNA), retrieved from FRED.
Housing: Share of African Americans in Home Owners Loan C...