Annual
This dataset tracks annual over time.
Latest Value
1270.17
Year-over-Year Change
-14.72%
Date Range
1/1/1990 - 1/1/2024
Summary
The Annual (PSUNOUSDA) trend measures the annual change in U.S. personal saving as a percentage of disposable personal income. It provides insight into Americans' savings behavior and is a key indicator of economic stability.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Annual (PSUNOUSDA) trend represents the annual rate of personal saving as a percentage of disposable personal income in the United States. It is a widely tracked economic indicator that helps policymakers and analysts understand consumer saving patterns and financial health.
Methodology
The data is calculated by the U.S. Bureau of Economic Analysis using personal income and consumption expenditure statistics.
Historical Context
This trend is closely monitored by the Federal Reserve and other economic institutions to inform monetary and fiscal policies.
Key Facts
- The U.S. personal saving rate averaged 6.9% in 2022.
- Saving as a percentage of disposable income peaked at 33.8% in April 2020 during the COVID-19 pandemic.
- Household saving provides a buffer against economic shocks and influences consumer spending.
FAQs
Q: What does this economic trend measure?
A: The Annual (PSUNOUSDA) trend measures the annual change in the personal saving rate, which is personal saving as a percentage of disposable personal income in the United States.
Q: Why is this trend relevant for users or analysts?
A: The personal saving rate is a key indicator of household financial health and consumer spending patterns, which are important for understanding economic stability and informing policy decisions.
Q: How is this data collected or calculated?
A: The data is calculated by the U.S. Bureau of Economic Analysis using personal income and consumption expenditure statistics.
Q: How is this trend used in economic policy?
A: The Federal Reserve and other economic institutions closely monitor the personal saving rate to help inform monetary and fiscal policies that aim to promote financial stability and economic growth.
Q: Are there update delays or limitations?
A: The personal saving rate data is released monthly with a lag of approximately one month, so there may be a short delay in accessing the most recent figures.
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Citation
U.S. Federal Reserve, Annual (PSUNOUSDA), retrieved from FRED.