Percent, Not Seasonally Adjusted
This dataset tracks percent, not seasonally adjusted over time.
Latest Value
1.00
Year-over-Year Change
-114.08%
Date Range
2/1/1992 - 6/1/2025
Summary
The 'Percent, Not Seasonally Adjusted' metric tracks the percentage of banks reporting tighter lending standards for commercial and industrial loans to large and medium-sized firms. This important indicator provides insights into the availability of business credit and the health of the lending environment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This Federal Reserve survey-based indicator measures changes in bank lending policies, providing a forward-looking view of credit conditions for businesses. It is a key economic indicator used by policymakers, analysts, and investors to assess the state of business finance and potential impacts on economic growth.
Methodology
The data is collected through the Federal Reserve's Senior Loan Officer Opinion Survey on Bank Lending Practices.
Historical Context
The 'Percent, Not Seasonally Adjusted' trend helps inform monetary policy decisions and is closely watched by economists and market participants.
Key Facts
- The metric ranges from 0% to 100%, with higher values indicating tighter lending standards.
- It is released quarterly with a lag of approximately 2 months.
- The data series dates back to 1990, providing a long-term historical perspective.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the percentage of banks reporting tighter lending standards for commercial and industrial loans to large and medium-sized firms.
Q: Why is this trend relevant for users or analysts?
A: The 'Percent, Not Seasonally Adjusted' metric provides insights into the availability of business credit and the health of the lending environment, which are crucial for economic growth and investment.
Q: How is this data collected or calculated?
A: The data is collected through the Federal Reserve's Senior Loan Officer Opinion Survey on Bank Lending Practices.
Q: How is this trend used in economic policy?
A: This indicator helps inform monetary policy decisions and is closely watched by economists and market participants to assess the state of business finance and potential impacts on the economy.
Q: Are there update delays or limitations?
A: The data is released quarterly with a lag of approximately 2 months.
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Citation
U.S. Federal Reserve, Percent, Not Seasonally Adjusted (M4242MM157NCEN), retrieved from FRED.