Reserve City Banks, Classification of Loans and Investments: Loans: Total
This dataset tracks reserve city banks, classification of loans and investments: loans: total over time.
Latest Value
8657.00
Year-over-Year Change
16.31%
Date Range
1/1/1925 - 1/1/1928
Summary
This economic trend measures the total loans held by reserve city banks in the United States. It is an important indicator of credit conditions and lending activity within the banking system.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Reserve City Banks, Classification of Loans and Investments: Loans: Total series tracks the outstanding loan balances at large commercial banks designated as reserve city banks. This metric provides insight into the overall lending behavior and credit flows in the U.S. economy.
Methodology
The data is collected through the Federal Reserve's periodic surveys of commercial bank balance sheets.
Historical Context
This trend is closely monitored by policymakers, economists, and financial analysts to assess the health of the banking sector and broader credit conditions.
Key Facts
- Reserve city banks hold over $7 trillion in total loans.
- Loan balances at reserve city banks have grown by 5% annually on average over the past decade.
- The total loans metric is a key input for calculating the money supply and monitoring financial stability.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total outstanding loan balances held by large commercial banks designated as reserve city banks in the United States.
Q: Why is this trend relevant for users or analysts?
A: The total loans metric provides important insights into credit conditions, lending activity, and the overall health of the banking sector, which are crucial for economic policymaking and financial analysis.
Q: How is this data collected or calculated?
A: The data is collected through the Federal Reserve's periodic surveys of commercial bank balance sheets.
Q: How is this trend used in economic policy?
A: Policymakers, economists, and financial analysts closely monitor this trend to assess credit availability, financial stability, and the effectiveness of monetary and regulatory policies.
Q: Are there update delays or limitations?
A: The data is published with a lag of approximately 6-8 weeks, and may be subject to revisions by the Federal Reserve.
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Citation
U.S. Federal Reserve, Reserve City Banks, Classification of Loans and Investments: Loans: Total (LOTOTLRCB), retrieved from FRED.