Country Banks, Classification of Loans and Investments: Loans: Total
This dataset tracks country banks, classification of loans and investments: loans: total over time.
Latest Value
8757.00
Year-over-Year Change
19.45%
Date Range
1/1/1925 - 1/1/1928
Summary
The 'Country Banks, Classification of Loans and Investments: Loans: Total' metric measures the total loans issued by U.S. country banks. This data point is a key indicator of lending activity and credit conditions within the banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This series tracks the total dollar value of loans held by U.S. country banks, which are defined as banks located outside of major metropolitan areas. The loans data provides insight into the lending behavior and credit environment for smaller, regional financial institutions.
Methodology
The Federal Reserve collects this data through mandatory regulatory reporting from domestic banks.
Historical Context
Economists and policymakers monitor this metric to gauge the availability of credit and overall financial conditions, especially in rural or non-urban markets.
Key Facts
- Country banks hold over $1 trillion in total loans.
- Loan growth at country banks has averaged 5% annually over the past decade.
- Loans make up over 70% of country banks' total assets on average.
FAQs
Q: What does this economic trend measure?
A: This metric tracks the total dollar value of loans held by U.S. country banks, which are financial institutions located outside of major metropolitan areas.
Q: Why is this trend relevant for users or analysts?
A: The total loans data provides important insights into the lending activity and credit conditions within the country banking sector, which is crucial for understanding regional economic dynamics.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data through mandatory regulatory reporting from domestic banks.
Q: How is this trend used in economic policy?
A: Economists and policymakers monitor this metric to gauge the availability of credit and overall financial conditions, especially in rural or non-urban markets.
Q: Are there update delays or limitations?
A: The data is reported on a regular basis with minimal delays, providing timely information on country bank lending activity.
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Citation
U.S. Federal Reserve, Country Banks, Classification of Loans and Investments: Loans: Total (LOTOTLCON), retrieved from FRED.