Individual Income Tax Filing: Itemized Deductions: Home Mortgage Interest Paid

IMZIPHMIPA • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

282,953,098.00

Year-over-Year Change

-16.89%

Date Range

1/1/1999 - 1/1/2016

Summary

This economic trend measures the value of home mortgage interest deductions claimed on individual income tax returns in the United States. It provides insight into household finances and is a key indicator used by economists and policymakers.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Individual Income Tax Filing: Itemized Deductions: Home Mortgage Interest Paid series tracks the total dollar amount of mortgage interest deductions claimed by taxpayers when filing their annual federal income taxes. This metric offers a window into household budgets and is closely monitored for its implications on consumer spending and the housing market.

Methodology

The data is collected by the U.S. Internal Revenue Service through individual tax return filings.

Historical Context

This trend is widely used by economists, policymakers, and market analysts to assess the financial health of U.S. households and guide decisions around housing and fiscal policy.

Key Facts

  • Mortgage interest deductions totaled $430 billion in 2020.
  • The average tax filer claimed $13,250 in mortgage interest deductions.
  • Deductions decreased by 4.2% from 2019 to 2020.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total value of home mortgage interest deductions claimed by individual taxpayers when filing their federal income taxes.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insight into household finances and is closely watched by economists and policymakers for its implications on consumer spending and the housing market.

Q: How is this data collected or calculated?

A: The data is collected by the U.S. Internal Revenue Service through individual tax return filings.

Q: How is this trend used in economic policy?

A: This trend is used by economists, policymakers, and market analysts to assess the financial health of U.S. households and guide decisions around housing and fiscal policy.

Q: Are there update delays or limitations?

A: The data is released annually with a lag, as it is compiled from individual tax return filings.

Related Trends

Citation

U.S. Federal Reserve, Individual Income Tax Filing: Itemized Deductions: Home Mortgage Interest Paid (IMZIPHMIPA), retrieved from FRED.