Borrowings, All Commercial Banks
Percent Change at Annual Rate, Quarterly, Seasonally Adjusted
H8B3094NCBCQG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
18.00
Year-over-Year Change
-957.14%
Date Range
4/1/1973 - 4/1/2025
Summary
This economic indicator tracks quarterly percentage changes at an annualized rate, providing a standardized view of economic growth or contraction. The metric allows policymakers and analysts to compare economic performance across different time periods with a consistent, normalized measurement.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents a critical macroeconomic metric that converts quarterly economic changes into an annual equivalent rate for easier interpretation. Economists use this approach to smooth out short-term fluctuations and provide a more comprehensive view of economic momentum.
Methodology
Data is collected through comprehensive economic surveys and statistical sampling, then adjusted for seasonal variations to ensure accurate comparative analysis.
Historical Context
This indicator is frequently used by the Federal Reserve, Treasury Department, and financial institutions to assess economic health and inform monetary policy decisions.
Key Facts
- Provides standardized view of economic performance
- Allows comparison across different time periods
- Adjusts for seasonal economic variations
FAQs
Q: What does an annualized rate mean?
A: An annualized rate extrapolates a short-term change (like quarterly data) to represent what would occur over a full year if the same trend continued.
Q: Why is seasonal adjustment important?
A: Seasonal adjustment removes predictable seasonal patterns, allowing for more accurate comparison of economic performance across different quarters.
Q: How is this trend different from raw quarterly data?
A: The annualized rate provides a standardized, projected annual perspective, making it easier to understand and compare economic changes.
Q: Who primarily uses this economic indicator?
A: Policymakers, central bankers, economists, and financial analysts use this trend to assess economic health and make strategic decisions.
Q: How frequently is this data updated?
A: Typically, this economic indicator is updated quarterly, reflecting the most recent economic performance data.
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Citation
U.S. Federal Reserve, Percent Change at Annual Rate, Quarterly, Seasonally Adjusted [H8B3094NCBCQG], retrieved from FRED.
Last Checked: 8/1/2025