Loans Secured by Real Estate, Banks Not Among the 100 Largest in Size by Assets

ALSREOB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1,824,860.00

Year-over-Year Change

25.41%

Date Range

1/1/1985 - 1/1/2025

Summary

This economic indicator tracks real estate loans held by smaller banks not ranked among the top 100 by asset size. It provides insight into lending activities and credit availability in the regional and community banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The trend represents the total value of real estate loans secured by property for smaller financial institutions, reflecting localized lending patterns and regional economic health. Economists use this metric to understand credit market dynamics and potential shifts in real estate investment.

Methodology

Data is collected through regulatory reporting requirements and aggregated by the Federal Reserve from bank financial statements.

Historical Context

This indicator helps policymakers and analysts assess credit market conditions, lending capacity, and potential economic risks in smaller banking markets.

Key Facts

  • Tracks real estate lending for smaller banks outside top 100 by asset size
  • Provides granular insight into regional lending activities
  • Reflects localized credit market conditions and investment trends

FAQs

Q: What does this economic indicator measure?

A: It measures the total value of real estate loans held by smaller banks not ranked among the top 100 by asset size.

Q: Why are smaller bank lending trends important?

A: Smaller banks often serve local communities and can provide insights into regional economic health and credit availability.

Q: How frequently is this data updated?

A: The Federal Reserve typically updates this data quarterly, providing current snapshots of lending trends.

Q: How do policymakers use this information?

A: They analyze these trends to understand credit market conditions, potential economic risks, and regional lending patterns.

Q: What limitations exist in this data?

A: The indicator only covers banks not in the top 100 by assets, potentially missing larger institutional lending trends.

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Citation

U.S. Federal Reserve, Loans Secured by Real Estate, Banks Not Among the 100 Largest in Size by Assets [ALSREOB], retrieved from FRED.

Last Checked: 8/1/2025