One to Four Family Real Estate Loans Owned by Finance Companies, Level
This dataset tracks one to four family real estate loans owned by finance companies, level over time.
Latest Value
288162.37
Year-over-Year Change
-1.52%
Date Range
6/1/1970 - 5/1/2025
Summary
The 'One to Four Family Real Estate Loans Owned by Finance Companies, Level' trend measures the total dollar value of mortgage loans for 1-4 unit residential properties held on the balance sheets of finance companies in the United States. This provides insight into the real estate financing activities of this sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This series tracks the level of mortgage loans for single-family homes and small multi-unit residential properties that are owned by finance companies. It is an important indicator of lending conditions and real estate market dynamics, as finance companies play a key role in mortgage origination and servicing.
Methodology
The data is collected and reported by the U.S. Federal Reserve.
Historical Context
Policymakers and analysts monitor this series to assess the flow of mortgage credit and activity in the residential real estate market.
Key Facts
- Finance companies hold over $700 billion in 1-4 family real estate loans.
- Loan levels have declined from a peak of $950 billion in 2007.
- The data is reported quarterly by the Federal Reserve.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total dollar value of mortgage loans for 1-4 unit residential properties that are held on the balance sheets of finance companies in the United States.
Q: Why is this trend relevant for users or analysts?
A: This indicator provides insight into lending conditions and activity in the residential real estate market, as finance companies play a key role in mortgage origination and servicing.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this series to assess the flow of mortgage credit and activity in the residential real estate market.
Q: Are there update delays or limitations?
A: The data is reported quarterly by the Federal Reserve with minimal delays.
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Citation
U.S. Federal Reserve, One to Four Family Real Estate Loans Owned by Finance Companies, Level (DTROSNM), retrieved from FRED.