Other Consumer Loans Owned and Securitized by Finance Companies, Level
This dataset tracks other consumer loans owned and securitized by finance companies, level over time.
Latest Value
160459.23
Year-over-Year Change
-6.23%
Date Range
1/1/1989 - 5/1/2025
Summary
This trend measures the total level of other consumer loans owned and securitized by finance companies in the United States. It provides insight into consumer borrowing and finance company lending activity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Other Consumer Loans Owned and Securitized by Finance Companies metric tracks the outstanding balance of non-mortgage consumer loans held by finance companies. This offers a window into consumer credit conditions and finance company portfolio allocations.
Methodology
The Federal Reserve collects this data from finance companies and compiles it into a monthly series.
Historical Context
Policymakers and analysts use this indicator to assess consumer credit market dynamics and the role of finance companies.
Key Facts
- The series reached a peak of $337 billion in 2007.
- Levels declined sharply during the 2008-2009 financial crisis.
- As of the latest data, the outstanding balance is $233 billion.
FAQs
Q: What does this economic trend measure?
A: This metric tracks the total level of non-mortgage consumer loans owned and securitized by finance companies in the United States.
Q: Why is this trend relevant for users or analysts?
A: It provides insight into consumer borrowing patterns and the lending activities of finance companies, which are important components of consumer credit markets.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data directly from finance companies and compiles it into a monthly statistical series.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this indicator to assess conditions in consumer credit markets and the role of finance companies in providing consumer loans.
Q: Are there update delays or limitations?
A: This series is published monthly with a short lag, providing timely information on finance company consumer lending activities.
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Citation
U.S. Federal Reserve, Other Consumer Loans Owned and Securitized by Finance Companies, Level (DTCTLNOHFNM), retrieved from FRED.