Total Consumer Loans and Leases Owned and Securitized by Finance Companies, Flow
This dataset tracks total consumer loans and leases owned and securitized by finance companies, flow over time.
Latest Value
-2344.93
Year-over-Year Change
-229.68%
Date Range
7/1/1985 - 5/1/2025
Summary
This economic trend measures the flow of total consumer loans and leases owned and securitized by finance companies in the United States. It provides insights into consumer credit activity and broader economic conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Total Consumer Loans and Leases Owned and Securitized by Finance Companies, Flow metric tracks the net change in outstanding consumer loans and leases held by finance companies. This data point is a key indicator of consumer credit market dynamics and can inform analyses of household spending, credit availability, and financial system stability.
Methodology
The data is collected through surveys of finance companies and calculated as the net change in total consumer credit outstanding.
Historical Context
This trend is closely monitored by policymakers, economists, and market analysts to assess consumer credit conditions and their implications for the broader economy.
Key Facts
- Consumer loans and leases owned by finance companies totaled over $1 trillion in 2022.
- The flow of consumer loans and leases has seen significant volatility since the COVID-19 pandemic.
- Finance companies play a crucial role in providing consumer credit to households and businesses.
FAQs
Q: What does this economic trend measure?
A: This trend measures the net change in total consumer loans and leases owned and securitized by finance companies in the United States.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into consumer credit market dynamics, which are important for assessing household spending, credit availability, and financial system stability.
Q: How is this data collected or calculated?
A: The data is collected through surveys of finance companies and calculated as the net change in total consumer credit outstanding.
Q: How is this trend used in economic policy?
A: Policymakers, economists, and market analysts closely monitor this trend to understand consumer credit conditions and their implications for the broader economy.
Q: Are there update delays or limitations?
A: The data is released on a monthly basis, with a typical lag of 2-3 months between the reporting period and the public release.
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Citation
U.S. Federal Reserve, Total Consumer Loans and Leases Owned and Securitized by Finance Companies, Flow (DTCTHFXDFBAM), retrieved from FRED.