Revolving Consumer Credit Securitized by Finance Companies, Level
This dataset tracks revolving consumer credit securitized by finance companies, level over time.
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/1997 - 5/1/2025
Summary
The 'Revolving Consumer Credit Securitized by Finance Companies, Level' series tracks the total dollar amount of revolving consumer credit that has been securitized by finance companies. This metric provides insight into consumer borrowing and the secondary credit markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator measures the level of revolving consumer credit, such as credit card balances, that has been packaged into asset-backed securities by finance companies. It offers a window into consumer borrowing patterns and the activity of the asset-backed securities market.
Methodology
The data is collected and reported by the U.S. Federal Reserve.
Historical Context
This trend is closely watched by economists, policymakers, and market analysts to assess consumer credit conditions and the health of the securitization market.
Key Facts
- Securitized consumer credit peaked at over $400 billion in 2007.
- The series experienced a sharp decline during the 2008-2009 financial crisis.
- Levels have remained below pre-crisis highs in the years since.
FAQs
Q: What does this economic trend measure?
A: This series tracks the total dollar amount of revolving consumer credit, such as credit card balances, that has been securitized by finance companies.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into consumer borrowing patterns and the activity of the asset-backed securities market, which is closely watched by economists, policymakers, and market analysts.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: This series is used by policymakers, economists, and market participants to assess consumer credit conditions and the health of the securitization market, which can inform economic and financial policy decisions.
Q: Are there update delays or limitations?
A: The data is reported by the Federal Reserve with minimal delays, making it a timely indicator of consumer credit and securitization market trends.
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Citation
U.S. Federal Reserve, Revolving Consumer Credit Securitized by Finance Companies, Level (DTCNLRHFNM), retrieved from FRED.