Total Consumer Loans and Leases Owned and Securitized by Finance Companies, Level
This dataset tracks total consumer loans and leases owned and securitized by finance companies, level over time.
Latest Value
938172.31
Year-over-Year Change
1.17%
Date Range
1/1/1943 - 5/1/2025
Summary
This economic trend measures the total value of consumer loans and leases owned and securitized by finance companies in the United States. It provides insight into consumer credit conditions and the availability of financing for households.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Total Consumer Loans and Leases Owned and Securitized by Finance Companies metric tracks the total outstanding value of consumer credit instruments, including auto loans, personal loans, and leases, that are owned or securitized by finance companies. It is a key indicator of consumer credit market activity and the overall health of consumer finances.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its quarterly Finance Company Survey.
Historical Context
This metric is closely monitored by policymakers, economists, and financial analysts to assess consumer credit conditions and the implications for consumer spending and the broader economy.
Key Facts
- The series began in 1974 and is released quarterly.
- As of the latest data, the total value of consumer loans and leases owned and securitized by finance companies was $1.07 trillion.
- Consumer loans and leases owned by finance companies account for approximately 30% of total consumer credit outstanding in the United States.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of consumer loans and leases, such as auto loans and personal loans, that are owned and securitized by finance companies in the United States.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into consumer credit market conditions and the availability of financing for households, which is a key driver of consumer spending and economic activity.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its quarterly Finance Company Survey.
Q: How is this trend used in economic policy?
A: Policymakers, economists, and financial analysts closely monitor this metric to assess consumer credit conditions and the implications for consumer spending and the broader economy.
Q: Are there update delays or limitations?
A: The data is released quarterly, with a typical delay of several months between the end of the reference period and the publication of the data.
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Citation
U.S. Federal Reserve, Total Consumer Loans and Leases Owned and Securitized by Finance Companies, Level (DTCTHFNM), retrieved from FRED.