Other Consumer Loans Securitized by Finance Companies, Flow
This dataset tracks other consumer loans securitized by finance companies, flow over time.
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
2/1/1989 - 5/1/2025
Summary
This economic trend measures the flow of other consumer loans securitized by finance companies in the U.S. It provides insight into consumer credit market dynamics and securitization activity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Other Consumer Loans Securitized by Finance Companies, Flow' series tracks the amount of consumer loans (excluding mortgages and auto loans) that finance companies package into securities. This data is used by economists to analyze trends in consumer credit and financing practices.
Methodology
The Federal Reserve collects this data through surveys of finance companies.
Historical Context
Policymakers and analysts monitor this metric to understand consumer credit conditions and the role of securitization in the broader financial system.
Key Facts
- The series dates back to 1974.
- Securitization allows finance companies to free up capital for additional lending.
- Trends in this data can signal changes in consumer credit availability.
FAQs
Q: What does this economic trend measure?
A: This trend measures the flow of consumer loans (excluding mortgages and auto loans) that are securitized by finance companies in the United States.
Q: Why is this trend relevant for users or analysts?
A: This data provides insight into consumer credit market dynamics and the role of securitization in financing consumer lending, which is important for understanding broader economic conditions.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data through surveys of finance companies.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this metric to understand consumer credit conditions and the impact of securitization on the financial system.
Q: Are there update delays or limitations?
A: The data is published with a lag, and the series only includes consumer loans securitized by finance companies, not the broader consumer credit market.
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Citation
U.S. Federal Reserve, Other Consumer Loans Securitized by Finance Companies, Flow (DTCNLNOHFXDFBANM), retrieved from FRED.