Business Retail Motor Vehicle Loans Securitized by Finance Companies, Level
This dataset tracks business retail motor vehicle loans securitized by finance companies, level over time.
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
6/1/1990 - 5/1/2025
Summary
This economic trend measures the level of retail motor vehicle loans securitized by finance companies. It provides insight into consumer borrowing and the financing landscape for the automobile industry.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Business Retail Motor Vehicle Loans Securitized by Finance Companies, Level metric tracks the total outstanding value of motor vehicle loans that have been packaged and sold as securities by finance companies. This reflects the broader financing conditions and access to credit for consumers purchasing vehicles.
Methodology
The data is collected and published by the U.S. Federal Reserve.
Historical Context
This trend is used by economists and policymakers to assess consumer demand, credit availability, and the health of the automotive sector.
Key Facts
- Motor vehicle loans securitized by finance companies totaled $125 billion as of the latest data.
- Securitization allows finance companies to free up capital and increase lending capacity.
- This metric has declined from a peak of $190 billion in 2007 during the financial crisis.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total outstanding value of retail motor vehicle loans that have been securitized, or packaged and sold as securities, by finance companies.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into consumer borrowing and credit conditions in the automotive industry, which is an important sector of the economy.
Q: How is this data collected or calculated?
A: The data is collected and published by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: Economists and policymakers use this metric to assess consumer demand, credit availability, and the overall health of the automotive sector, which has implications for broader economic conditions.
Q: Are there update delays or limitations?
A: The data is published with a lag, and there may be revisions to historical figures over time.
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Citation
U.S. Federal Reserve, Business Retail Motor Vehicle Loans Securitized by Finance Companies, Level (DTBNVLRNM), retrieved from FRED.