Delinquency Rate on Loans Secured by Real Estate, All Commercial Banks
Not Seasonally Adjusted
DRSREACBN • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.71
Year-over-Year Change
19.58%
Date Range
1/1/1987 - 1/1/2025
Summary
The 'Not Seasonally Adjusted' data series represents raw economic data without statistical adjustments for predictable seasonal variations. This unadjusted data provides a direct view of actual economic measurements before accounting for cyclical patterns like holiday spending or weather-related fluctuations.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Economists use not seasonally adjusted data to understand raw economic performance and compare month-to-month or quarter-to-quarter changes without smoothing techniques. These unmodified figures reveal underlying economic activity in its most unfiltered state.
Methodology
Data is collected through direct economic surveys, government reporting mechanisms, and statistical sampling techniques that capture economic indicators in their original, unmodified form.
Historical Context
Policymakers and financial analysts use not seasonally adjusted data to validate seasonal adjustment models and understand granular economic trends.
Key Facts
- Represents unmodified economic data without seasonal smoothing
- Provides direct insight into raw economic performance
- Essential for understanding granular economic variations
FAQs
Q: What does 'Not Seasonally Adjusted' mean?
A: It means economic data is reported in its original form without statistical modifications to remove predictable seasonal patterns like holiday spending or weather impacts.
Q: Why is not seasonally adjusted data important?
A: It provides a raw, unfiltered view of economic performance, allowing analysts to see actual economic activity before statistical smoothing.
Q: How is not seasonally adjusted data different from seasonally adjusted data?
A: Unadjusted data shows raw numbers, while seasonally adjusted data removes predictable cyclical variations to reveal underlying economic trends.
Q: Who uses not seasonally adjusted data?
A: Economists, policymakers, financial analysts, and researchers use this data to validate models and understand detailed economic fluctuations.
Q: How often is not seasonally adjusted data updated?
A: Update frequency varies by specific economic indicator but typically occurs monthly or quarterly, depending on the data source.
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Citation
U.S. Federal Reserve, Not Seasonally Adjusted [DRSREACBN], retrieved from FRED.
Last Checked: 8/1/2025