Delinquency Rate on Other Consumer Loans, Banks Not Among the 100 Largest in Size by Assets

Not Seasonally Adjusted

DROCLOBN • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1.73

Year-over-Year Change

49.14%

Date Range

1/1/1991 - 1/1/2025

Summary

Not Seasonally Adjusted (DROCLOBN) represents raw economic data without statistical smoothing for seasonal variations. This approach provides a direct view of actual economic activity without accounting for predictable cyclical fluctuations.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Economists use not seasonally adjusted data to observe raw economic performance and understand underlying trends before statistical modifications. This data helps identify genuine economic changes versus temporary seasonal impacts.

Methodology

Data is collected through direct economic measurements and reported without applying seasonal adjustment algorithms.

Historical Context

Policymakers and analysts use this raw data to compare month-to-month economic performance and detect unfiltered economic signals.

Key Facts

  • Represents unadjusted economic data without seasonal smoothing
  • Provides direct observation of economic activity
  • Essential for understanding raw economic performance

FAQs

Q: What does 'Not Seasonally Adjusted' mean?

A: It means economic data is reported in its original form without removing predictable seasonal variations. This shows the raw economic activity without statistical modifications.

Q: Why is not seasonally adjusted data important?

A: It allows economists to see actual economic performance without filtering out seasonal patterns. This helps identify genuine economic changes and trends.

Q: How is not seasonally adjusted data different from seasonally adjusted data?

A: Not seasonally adjusted data shows raw numbers, while seasonally adjusted data removes predictable seasonal fluctuations to reveal underlying economic trends.

Q: When should I use not seasonally adjusted data?

A: Use this data for month-to-month comparisons, understanding immediate economic conditions, and analyzing raw economic performance.

Q: How often is not seasonally adjusted data updated?

A: Typically updated monthly or quarterly, depending on the specific economic indicator being tracked. Frequency varies by data source and economic metric.

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Citation

U.S. Federal Reserve, Not Seasonally Adjusted [DROCLOBN], retrieved from FRED.

Last Checked: 8/1/2025

Delinquency Rate on Other Consumer Loans, Banks Not Among the 100 Largest in Size by Assets | US Economic Trends