Daily
This dataset tracks daily over time.
Latest Value
4.24
Year-over-Year Change
-0.70%
Date Range
1/2/1997 - 8/7/2025
Summary
The DCPF3M series tracks daily consumer financial metrics, providing real-time insights into household economic behavior. This trend is crucial for understanding short-term consumer financial dynamics and potential economic shifts.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents daily consumer financial performance data, capturing immediate changes in consumer spending, saving, and financial decision-making. It offers a granular view of economic activity at the individual household level.
Methodology
Data is collected through comprehensive financial tracking systems that aggregate consumer transaction and financial behavior information from multiple sources.
Historical Context
Policymakers and economists use this trend to assess immediate consumer financial health and predict potential economic trends. It serves as a leading indicator for broader economic forecasting and monetary policy considerations.
Key Facts
- Provides real-time snapshot of consumer financial behavior
- Tracks daily changes in household economic performance
- Useful for immediate economic trend analysis
- Offers granular insights beyond monthly or quarterly reports
FAQs
Q: What does DCPF3M measure?
A: DCPF3M tracks daily consumer financial performance metrics, capturing immediate changes in household economic activity and spending patterns.
Q: How frequently is this data updated?
A: As a daily indicator, DCPF3M is updated on a daily basis, providing near-real-time insights into consumer financial trends.
Q: Why are daily consumer financial metrics important?
A: Daily metrics offer more immediate and precise insights into economic behavior compared to monthly or quarterly reports, allowing for faster trend identification.
Q: Who uses this economic indicator?
A: Economists, policymakers, financial analysts, and researchers use this indicator to understand current consumer financial dynamics and potential economic shifts.
Q: How can businesses benefit from this trend?
A: Businesses can use these daily metrics to understand consumer behavior, adjust strategies, and make more informed financial and marketing decisions.
Related News
Unpredictability of Interest Rate Direction in the United States
Navigating the Unpredictability of Interest Rates Interest rates have turned into one of the most unpredictable elements in the American financial landscape. This unpredictability stems largely from the nuanced decisions of the Federal Reserve, often referred to as the Fed, whose policies ripple through financial markets, influencing borrowing costs for everyone from ambitious entrepreneurs to families securing mortgages. The web of economic indicators, which serves as the backbone for interest
U.S. S&P 500 Stock Movements: Paramount and Apple Surge
Apple and Paramount Stocks Bolster the S&P 500: Analyzing Market Movements The S&P 500 recently experienced a boost thanks to significant stock movements from Apple and Paramount. As a key indicator of the U.S. stock market, the S&P 500's rise reflects broader economic dynamics. Notably, Apple's stock benefited from the recent iPhone 17 launch, while Paramount's corporate strategies have also captured investor attention. These developments underscore the interconnected nature of market trends,
U.S. Stocks Hit New Highs After Federal Reserve Meeting
S&P 500 Hits All-Time Highs Post-Federal Reserve Meeting The S&P 500 record high signifies a landmark achievement for the U.S. stock market, further amplified by recent financial developments. Following a pivotal Federal Reserve meeting, U.S. stocks hit new highs, with the S&P 500 performance, Dow Jones reaching new records, and Nasdaq soaring to a peak, collectively illustrating a robust market outlook. This surge reflects strong investor sentiment, with the Fed's policy announcements acting a
US Housing Giant Hopes Fed Policies Boost Sagging Profits
Revitalizing S&P 500 Housing with Federal Reserve Policies The primary keyword, "Treasury Yield," has become an increasingly critical focus within the realm of the S&P 500 housing market. Current fluctuations in bond rates, particularly the 10-year bond rate, are causing waves in the already volatile US housing market. This situation is marked by a profit decline experienced by major housing giants, as economic uncertainty steers investor confidence. The Federal Reserve's policies and interest
Impact of U.S. Treasury Yields Rise After Fed Rate Cut
The Impact of a Treasury Yield Rise on the U.S. Economy After a Fed Rate Cut The current rise in the 10-year Treasury bond rate has caught the attention of economists, investors, and policymakers alike. Treasury yields, particularly the 10-year Treasury bond rate, act as a key indicator of the economic outlook in the United States. They affect interest rates, the bond market, and expectations for inflation. Understanding their fluctuations can offer insight into financial markets and help guide
U.S. Housing Leader Relies on Fed Amid Profit Challenges
Navigating the Impact of Federal Reserve Policies on a Leading S&P 500 Housing Company The Federal Reserve's decisions often hold the key to the economic direction of entire industries. As a prime example, consider how these policies affect a major S&P 500 housing company currently grappling with profit declines. This scenario underscores the critical role of Federal Reserve actions, including adjustments to the effective Federal Funds Rate, in shaping corporate strategies amid financial diffic
Related Trends
Consumer Price Index for All Urban Consumers: All Items in U.S. City Average
CPIAUCNS
Capacity Utilization: Total Index
TCU
Commercial and Industrial Loans, All Commercial Banks
TOTCI
Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood A
RLMSHFBHOLCNA
Home Ownership Rate in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHHORHOLCNC
Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHFBHOLCNC
Citation
U.S. Federal Reserve, Daily [DCPF3M], retrieved from FRED.
Last Checked: 8/1/2025