Reserve City Member Banks, Classification of Loans: Commercial Loans
This dataset tracks reserve city member banks, classification of loans: commercial loans over time.
Latest Value
3206.00
Year-over-Year Change
67.50%
Date Range
12/1/1938 - 12/1/1941
Summary
The 'Reserve City Member Banks, Classification of Loans: Commercial Loans' series tracks the volume of commercial loans held by U.S. member banks in reserve cities. This metric is a key indicator of business lending and investment activity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This Federal Reserve data series provides insight into the commercial lending practices of major U.S. banks. It offers analysts and policymakers visibility into the flow of credit to businesses, which is a crucial driver of economic growth and investment.
Methodology
The data is collected through the Federal Reserve's periodic surveys of member banks.
Historical Context
Trends in commercial lending are closely monitored by the Federal Reserve and other institutions to gauge the health of the broader economy.
Key Facts
- Commercial loans account for over 60% of total loans held by U.S. reserve city member banks.
- Commercial lending volumes tend to rise during periods of economic expansion.
- The Federal Reserve closely tracks this data to assess the availability of business credit.
FAQs
Q: What does this economic trend measure?
A: This series tracks the total value of commercial loans held by U.S. member banks located in reserve cities.
Q: Why is this trend relevant for users or analysts?
A: Trends in commercial lending provide insight into business investment and economic growth, making this data highly relevant for economists, policymakers, and market analysts.
Q: How is this data collected or calculated?
A: The data is collected through periodic surveys conducted by the Federal Reserve of its member banks.
Q: How is this trend used in economic policy?
A: The Federal Reserve and other institutions monitor this data to assess the availability of business credit, which informs monetary policy and other economic interventions.
Q: Are there update delays or limitations?
A: The data is released with a lag of several weeks, and may be subject to revisions as additional information becomes available.
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Citation
U.S. Federal Reserve, Reserve City Member Banks, Classification of Loans: Commercial Loans (COMLOANRCM), retrieved from FRED.