74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
ALLQ74A3ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Measures changes in funding terms for consumer asset-backed securities like credit card and auto loan receivables. Provides critical insights into consumer credit markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks haircut adjustments for average clients in consumer asset-backed securities markets. It reflects potential shifts in consumer lending conditions.
Methodology
Collected through quarterly surveys of financial institutions reporting funding term changes.
Historical Context
Used by economists to assess consumer credit market dynamics and lending trends.
Key Facts
- Indicates consumer credit market flexibility
- Focuses on average client segment haircuts
- Quarterly reporting of funding adjustments
FAQs
Q: What does 'eased considerably' mean?
A: Significant relaxation in haircut terms for consumer asset-backed securities funding.
Q: What types of assets are included?
A: Includes securities backed by credit card receivables and auto loans.
Q: How frequently is this data updated?
A: The series is typically updated on a quarterly basis by financial institutions.
Q: Why are consumer ABS funding terms important?
A: They provide insights into consumer credit availability and lending market conditions.
Q: Who monitors these funding terms?
A: Economists, investors, and financial analysts track these market indicators.
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Related Trends
46) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC Credit Derivatives Referencing Securitized Products (Such as Specific ABS or MBS Tranches and Associated Indexes) Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Remained Basically Unchanged
OTCDQ46ARBUNR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Remained Basically Unchanged
SFQ62B1RBUNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: First In Importance
CTQ37A6MINR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: 2nd Most Important
ALLQ31A62MINR
50) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| E. Credit Referencing Securitized Products Including Mbs and Abs. | Answer Type: Increased Considerably
ALLQ50EICNR
26) How Has the Intensity of Efforts by Insurance Companies to Negotiate More Favorable Price and Nonprice Terms Changed over the Past Three Months?| Answer Type: Decreased Somewhat
ALLQ26DSNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74A3ECNR), retrieved from FRED.