74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
ALLQ74A3ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Measures changes in funding terms for consumer asset-backed securities like credit card and auto loan receivables. Provides critical insights into consumer credit markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks haircut adjustments for average clients in consumer asset-backed securities markets. It reflects potential shifts in consumer lending conditions.
Methodology
Collected through quarterly surveys of financial institutions reporting funding term changes.
Historical Context
Used by economists to assess consumer credit market dynamics and lending trends.
Key Facts
- Indicates consumer credit market flexibility
- Focuses on average client segment haircuts
- Quarterly reporting of funding adjustments
FAQs
Q: What does 'eased considerably' mean?
A: Significant relaxation in haircut terms for consumer asset-backed securities funding.
Q: What types of assets are included?
A: Includes securities backed by credit card receivables and auto loans.
Q: How frequently is this data updated?
A: The series is typically updated on a quarterly basis by financial institutions.
Q: Why are consumer ABS funding terms important?
A: They provide insights into consumer credit availability and lending market conditions.
Q: Who monitors these funding terms?
A: Economists, investors, and financial analysts track these market indicators.
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74A3ECNR), retrieved from FRED.