62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Tightened Somewhat
ALLQ62A2TSNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in funding terms for agency residential mortgage-backed securities (RMBS). Provides critical insights into mortgage market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This trend measures how maximum maturity terms for agency RMBS are adjusted. It reflects lending and investment market dynamics.
Methodology
Surveyed financial institutions report changes in RMBS funding terms quarterly.
Historical Context
Used by investors, policymakers, and mortgage market analysts to assess lending conditions.
Key Facts
- Indicates mortgage market lending conditions
- Reflects institutional risk assessment
- Quarterly reporting mechanism
FAQs
Q: What are agency RMBS?
A: Residential mortgage-backed securities guaranteed by government-sponsored enterprises like Fannie Mae or Freddie Mac.
Q: Why do funding terms change?
A: Changes reflect market risk, interest rates, and overall economic conditions affecting mortgage lending.
Q: How do tightened terms impact borrowers?
A: Tighter terms can mean more stringent lending requirements and potentially higher borrowing costs.
Q: What determines maximum maturity?
A: Institutional risk assessment, market conditions, and regulatory environment influence maturity terms.
Q: How frequently are these terms reviewed?
A: Financial institutions typically assess and potentially adjust terms on a quarterly basis.
Related Trends
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Eased Considerably
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79) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| G. Consumer Abs. | Answer Type: Increased Somewhat
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40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| C. Trading REITs. | Answer Type: Decreased Considerably
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51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| F. Commodity. | Answer Type: Increased Considerably
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11) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Trading REITs as Reflected Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Remained Basically Unchanged
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11) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Trading REITs as Reflected Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Tightened Somewhat
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Citation
U.S. Federal Reserve, Agency RMBS Funding Terms (ALLQ62A2TSNR), retrieved from FRED.