25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: First in Importance
ALLQ25B7MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Tracks the primary reasons for easing lending terms in insurance markets. Provides insight into competitive dynamics and institutional lending strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric captures the most important factor driving relaxation of lending conditions for insurance companies. It reflects market competitive pressures.
Methodology
Collected through survey responses from financial institutions about lending practices.
Historical Context
Used by regulators and financial analysts to understand insurance market lending trends.
Key Facts
- Measures most important reason for easing lending terms
- Reflects institutional competitive strategies
- Provides market liquidity insights
FAQs
Q: What does this series measure?
A: It tracks the primary reason for easing lending terms in insurance markets through institutional surveys.
Q: Why are these lending term changes important?
A: They indicate market competitiveness and potential shifts in financial sector strategies.
Q: How often is this data updated?
A: Typically updated quarterly through financial institution surveys.
Q: Who uses this economic indicator?
A: Regulators, financial analysts, and insurance market researchers use this data.
Q: What does 'most important reason' mean?
A: It represents the top factor driving changes in insurance lending conditions.
Related Trends
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Citation
U.S. Federal Reserve, Insurance Lending Terms (ALLQ25B7MINR), retrieved from FRED.