24) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Insurance Companies Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Remained Basically Unchanged
CTQ24RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
19.00
Year-over-Year Change
-9.52%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in nonprice lending terms for insurance companies. Provides insight into credit market conditions and institutional lending practices.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in lending terms across securities financing and derivatives transactions. Indicates credit market flexibility.
Methodology
Surveys financial institutions about changes in lending terms.
Historical Context
Used by economists to assess credit market conditions.
Key Facts
- Reflects lending market stability
- Indicates credit market flexibility
- Important for financial sector analysis
FAQs
Q: What nonprice terms are considered?
A: Includes haircuts, maximum maturity, covenants, and documentation features in financial transactions.
Q: Why track nonprice lending terms?
A: Provides insights into credit market conditions beyond interest rates. Helps understand lending flexibility.
Q: How frequently do these terms change?
A: Varies based on market conditions and institutional risk assessments.
Q: Who benefits from this information?
A: Investors, regulators, and financial analysts use it to understand credit market dynamics.
Q: What are the data's limitations?
A: Represents surveyed perceptions and may not capture all market nuances.
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Related Trends
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| C. Trading Reits. | Answer Type: Remained Basically Unchanged
ALLQ39CRBUNR
43) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Interest Rate Derivatives Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Increased Somewhat
ALLQ43BISNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| D. Mutual Funds, ETFs, Pension Plans, and Endowments. | Answer Type: Decreased Considerably
CTQ39DDCNR
23) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Insurance Companies as Reflected Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Tightened Considerably
ALLQ23TCNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| C. Trading Reits. | Answer Type: Decreased Considerably
ALLQ39CDCNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| E. Insurance Companies. | Answer Type: Increased Somewhat
CTQ39EISNR
Citation
U.S. Federal Reserve, Nonprice Lending Terms (CTQ24RBUNR), retrieved from FRED.