74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
SFQ74B4ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities for most favored clients. Provides insights into credit market pricing and relationship dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in collateral spreads and effective financing rates for top-tier clients. Indicates lending market flexibility and pricing trends.
Methodology
Surveyed data from financial institutions tracking consumer ABS funding terms.
Historical Context
Used by investors and policymakers to assess consumer credit market conditions.
Key Facts
- Tracks consumer ABS funding terms quarterly
- Focuses on most favored client relationships
- Measures effective financing rates
FAQs
Q: What does 'eased somewhat' mean?
A: Indicates a modest improvement in funding terms for top-tier consumer ABS clients.
Q: Why track consumer ABS funding terms?
A: Provides insights into credit market flexibility and pricing dynamics.
Q: How are these terms determined?
A: Based on client relationship breadth, duration, and extent of interactions.
Q: Who benefits from this information?
A: Investors, financial analysts, and credit market researchers use these insights.
Q: What types of assets are included?
A: Includes securities backed by credit card receivables and auto loans.
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ALLQ74B4TSNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74B4ESNR), retrieved from FRED.