74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Somewhat
ALLQ74B4TSNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms for most favored clients. Provides insight into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in collateral spreads and financing rates for asset-backed securities. Indicates credit market tightness and lending environment.
Methodology
Surveyed from financial institutions reporting on funding term changes.
Historical Context
Used by policymakers and investors to understand credit market conditions.
Key Facts
- Tracks consumer asset-backed securities funding
- Indicates credit market tightening trends
- Reflects lending institution perspectives
FAQs
Q: What are asset-backed securities?
A: Securities backed by specific asset pools like credit card receivables or auto loans.
Q: Why monitor funding term changes?
A: Changes reveal credit market health and potential economic shifts.
Q: How do collateral spreads impact lending?
A: Wider spreads indicate increased lending risk and potentially tighter credit conditions.
Q: What influences these funding terms?
A: Economic conditions, risk perception, and institutional lending strategies affect funding terms.
Q: How frequently are these terms updated?
A: Surveyed periodically to capture evolving credit market dynamics.
Related Trends
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Somewhat
ALLQ56B4TSNR
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat
ALLQ62B1TSNR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| E. Credit Referencing Securitized Products Including MBS and ABS. | Answer Type: Decreased Considerably
OTCDQ51EDCNR
34) How Has the Provision of Differential Terms by Your Institution to Separately Managed Accounts Established with Most-Favored (as a Function of Breadth, Duration, and Extent of Relationship) Investment Advisers Changed over the Past Three Months?| Answer Type: Increased Somewhat
ALLQ34ISNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
ALLQ56A2RBUNR
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Tightened Somewhat
ALLQ62B3TSNR
Citation
U.S. Federal Reserve, Consumer Asset-Backed Securities Funding Terms (ALLQ74B4TSNR), retrieved from FRED.