74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Tightened Considerably
ALLQ74B2TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities like credit card and auto loan receivables. Provides critical insight into consumer credit markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator measures shifts in maximum maturity and funding conditions for consumer asset-backed securities. Reflects credit market dynamics.
Methodology
Surveyed from financial institutions about changes in consumer ABS funding terms.
Historical Context
Used by investors and regulators to understand consumer credit market trends.
Key Facts
- Tracks consumer asset-backed security funding
- Indicates credit market tightening or easing
- Important for understanding consumer lending
FAQs
Q: What are consumer asset-backed securities?
A: Securities backed by consumer loan receivables like credit cards and auto loans. Represent a key credit market instrument.
Q: Why do funding terms matter?
A: Changes in terms can indicate credit market health and potential lending constraints. Impacts consumer borrowing.
Q: How often do these terms change?
A: Quarterly surveys capture shifts in funding conditions. Reflects dynamic market environment.
Q: What influences these funding terms?
A: Economic conditions, credit risk, market liquidity, and institutional lending strategies affect terms.
Q: Who monitors these changes?
A: Investors, financial regulators, and economic analysts track these terms for market insights.
Related Trends
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40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| C. Trading Reits. | Answer Type: Remained Basically Unchanged
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22) How Has the Provision of Differential Terms by Your Institution to Most-Favored (as a Function of Breadth, Duration, and Extent of Relationship) Mutual Funds, ETFs, Pension Plans, and Endowments Changed Over the Past Three Months?| Answer Type: Increased Considerably
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73) Over the Past Three Months, How Have Liquidity and Functioning in the CMBS Market Changed?| Answer Type: Improved Considerably
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31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: 2nd Most Important
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74B2TCNR), retrieved from FRED.