Share of Total Liabilities Held by the 90th to 99th Wealth Percentiles

WFRBSN09154 • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

19.90

Year-over-Year Change

5.29%

Date Range

7/1/1989 - 1/1/2025

Summary

This economic trend measures the share of total liabilities held by the 90th to 99th wealth percentiles in the United States. It provides insight into wealth concentration and financial risk distribution.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Share of Total Liabilities Held by the 90th to 99th Wealth Percentiles tracks the proportion of total U.S. liabilities (e.g., loans, debt) that is concentrated among the wealthiest 10% of households. This metric is used by economists and policymakers to analyze wealth inequality and systemic financial vulnerabilities.

Methodology

The data is calculated using the Survey of Consumer Finances conducted by the Federal Reserve.

Historical Context

This trend is relevant for understanding wealth distribution, financial risk, and the potential for economic shocks.

Key Facts

  • The top 10% of U.S. households hold over 70% of total liabilities.
  • Liabilities held by the 90th-99th percentiles have increased since the 1980s.
  • High liability concentration can amplify the impact of economic shocks.

FAQs

Q: What does this economic trend measure?

A: This trend measures the share of total U.S. liabilities (such as loans and debt) held by the wealthiest 10% of households, specifically those in the 90th to 99th wealth percentiles.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insight into wealth concentration and the distribution of financial risk, which are important considerations for economists, policymakers, and market analysts.

Q: How is this data collected or calculated?

A: The data is calculated using the Survey of Consumer Finances conducted by the Federal Reserve.

Q: How is this trend used in economic policy?

A: This trend is used to analyze wealth inequality and assess the potential for systemic financial vulnerabilities, which can inform economic and regulatory policies.

Q: Are there update delays or limitations?

A: The Survey of Consumer Finances is conducted every three years, so there may be delays in data availability. Additionally, the data may not capture all liabilities held by the wealthiest individuals.

Related Trends

Citation

U.S. Federal Reserve, Share of Total Liabilities Held by the 90th to 99th Wealth Percentiles (WFRBSN09154), retrieved from FRED.