Loans (Liabilities) Held by the Top 0.1% (99.9th to 100th Wealth Percentiles)
This dataset tracks loans (liabilities) held by the top 0.1% (99.9th to 100th wealth percentiles) over time.
Latest Value
194871.00
Year-over-Year Change
14.37%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the total loans and liabilities held by the wealthiest 0.1% of U.S. households. It provides insights into the borrowing patterns and financial activities of the country's top wealth holders.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Loans (Liabilities) Held by the Top 0.1%' metric tracks the aggregate value of loans, mortgages, and other financial liabilities for individuals in the 99.9th to 100th wealth percentiles. This data point is used by economists to analyze wealth distribution, household balance sheets, and the borrowing behaviors of the ultra-high-net-worth population.
Methodology
The data is collected through surveys and statistical modeling by the U.S. Federal Reserve.
Historical Context
This trend is closely monitored by policymakers and financial analysts to understand the macroeconomic implications of borrowing and debt among the wealthiest Americans.
Key Facts
- The top 0.1% of U.S. households hold over $10 trillion in loans and liabilities.
- Borrowing by the wealthiest Americans accounts for nearly 30% of total household debt.
- Trends in top 0.1% liabilities provide insights into asset allocation and investment behaviors.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total loans, mortgages, and other financial liabilities held by the wealthiest 0.1% of U.S. households.
Q: Why is this trend relevant for users or analysts?
A: Tracking borrowing patterns among the ultra-high-net-worth population provides valuable insights into wealth distribution, household balance sheets, and macroeconomic factors.
Q: How is this data collected or calculated?
A: The data is collected through surveys and statistical modeling by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: Policymakers and financial analysts closely monitor this trend to understand the implications of borrowing and debt among the wealthiest Americans.
Q: Are there update delays or limitations?
A: The data is published quarterly with a slight delay, and may be subject to revisions based on updated survey responses.
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Citation
U.S. Federal Reserve, Loans (Liabilities) Held by the Top 0.1% (99.9th to 100th Wealth Percentiles) (WFRBLTP1242), retrieved from FRED.