Share of Other Loans and Advances (Liabilities) Held by the Bottom 50% (1st to 50th Wealth Percentiles)
This dataset tracks share of other loans and advances (liabilities) held by the bottom 50% (1st to 50th wealth percentiles) over time.
Latest Value
31.90
Year-over-Year Change
3.24%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the share of other loans and advances held by the bottom 50% of U.S. households by wealth. It provides insights into the distribution of financial assets and credit access among lower-wealth Americans.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Share of Other Loans and Advances (Liabilities) Held by the Bottom 50% (1st to 50th Wealth Percentiles) is a key metric for understanding wealth inequality and credit market participation among lower-income households in the United States. It reflects the extent to which the least wealthy half of the population holds these types of financial liabilities.
Methodology
This data is collected and calculated by the U.S. Federal Reserve as part of the Distributional Financial Accounts.
Historical Context
Policymakers and analysts use this trend to assess financial inclusion and the distribution of credit access across the wealth spectrum.
Key Facts
- The bottom 50% of U.S. households hold around 1% of total other loans and advances.
- This metric has remained relatively stable over the past two decades.
- Measuring financial asset distribution is crucial for understanding wealth inequality.
FAQs
Q: What does this economic trend measure?
A: This trend measures the share of other loans and advances (a type of financial liability) held by the bottom 50% of U.S. households by wealth.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into the distribution of credit access and financial inclusion among lower-wealth Americans, which is crucial for understanding wealth inequality.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the U.S. Federal Reserve as part of the Distributional Financial Accounts.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this trend to assess financial inclusion and the distribution of credit access across the wealth spectrum.
Q: Are there update delays or limitations?
A: The data is updated quarterly by the Federal Reserve, with a typical lag of a few months.
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Citation
U.S. Federal Reserve, Share of Other Loans and Advances (Liabilities) Held by the Bottom 50% (1st to 50th Wealth Percentiles) (WFRBSB50213), retrieved from FRED.