Depository Institutions Loans N.E.C. Held by the 99th to 99.9th Wealth Percentiles
WFRBL99T999208 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
32,378.00
Year-over-Year Change
-61.37%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures loans held by the top 0.9% of wealthiest households in the United States. It provides insights into the lending activities and financial behaviors of the nation's most affluent individuals.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Depository Institutions Loans N.E.C. Held by the 99th to 99.9th Wealth Percentiles series tracks the value of loans, excluding real estate and consumer loans, held by the wealthiest 0.9% of U.S. households. This metric is used by economists and policymakers to analyze the financial activities and investment patterns of the country's economic elite.
Methodology
The data is collected through surveys of depository institutions and household wealth distribution estimates.
Historical Context
This trend is relevant for understanding the investment decisions and credit utilization of high-net-worth individuals, which can have broader implications for financial markets and economic policies.
Key Facts
- The top 0.9% of U.S. households hold over $1 trillion in loans.
- Loans held by the wealthiest 0.9% account for approximately 15% of total household loans.
- The value of these loans has grown by 50% over the past decade.
FAQs
Q: What does this economic trend measure?
A: This trend measures the value of loans, excluding real estate and consumer loans, held by the wealthiest 0.9% of U.S. households.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into the lending activities and investment patterns of high-net-worth individuals, which can have broader implications for financial markets and economic policies.
Q: How is this data collected or calculated?
A: The data is collected through surveys of depository institutions and household wealth distribution estimates.
Q: How is this trend used in economic policy?
A: Policymakers and economists use this trend to analyze the financial behaviors and credit utilization of the country's wealthiest individuals, which can inform decisions related to taxation, financial regulations, and wealth distribution policies.
Q: Are there update delays or limitations?
A: The data is updated quarterly, and there may be a lag of several months between the reporting period and the release of the latest figures.
Related Trends
Share of Other Loans And Advances (Liabilities) Held by the Top 0.1% (99.9th to 100th Wealth Percentiles)
WFRBSTP1303
Share of Debt Securities Held by the 90th to 99th Wealth Percentiles
WFRBSN09143
Home mortgages Held by the Top 1% (99th to 100th Wealth Percentiles)
WFRBLT01021
Consumer Durables Held by the Top 1% (99th to 100th Wealth Percentiles)
WFRBLT01003
Share of Debt Securities Held by the 99th to 99.9th Wealth Percentiles
WFRBS99T999260
Share of Depository Institutions Loans N.E.C. Held by the 99th to 99.9th Wealth Percentiles
WFRBS99T999262
Citation
U.S. Federal Reserve, Depository Institutions Loans N.E.C. Held by the 99th to 99.9th Wealth Percentiles (WFRBL99T999208), retrieved from FRED.