Share of Depository Institutions Loans N.E.C. Held by the 99th to 99.9th Wealth Percentiles
This dataset tracks share of depository institutions loans n.e.c. held by the 99th to 99.9th wealth percentiles over time.
Latest Value
23.80
Year-over-Year Change
-7.75%
Date Range
7/1/1989 - 1/1/2025
Summary
Measures the share of non-categorized depository institution loans held by the 99th to 99.9th wealth percentiles. Provides critical insights into lending patterns across wealth brackets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric tracks loan distribution among upper-middle wealth holders. It helps understand credit access and financial intermediation.
Methodology
Calculated using Federal Reserve wealth and lending distribution surveys.
Historical Context
Used by policymakers to assess credit market equity and financial inclusion.
Key Facts
- Reveals lending patterns across wealth segments
- Indicates credit market segmentation
- Important for financial policy analysis
FAQs
Q: What does this series measure?
A: It tracks the share of non-categorized depository loans held by individuals between the 99th and 99.9th wealth percentiles.
Q: Why is this data important?
A: It provides insights into credit access and lending behaviors across different wealth segments.
Q: How can policymakers use this data?
A: To assess financial inclusion and potential disparities in credit market access.
Q: What are the limitations of this data?
A: The data represents a specific wealth segment and may not capture full market dynamics.
Q: How frequently is this data updated?
A: Typically updated through periodic Federal Reserve surveys of financial institutions.
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Citation
U.S. Federal Reserve, Depository Institutions Loans Share (WFRBS99T999262), retrieved from FRED.