Treasury Yield: Rate Cap Adjusted: 3 Month CD <100M
TYRCA3MCD • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
6.04
Year-over-Year Change
-17.28%
Date Range
4/1/2021 - 7/1/2025
Summary
The Treasury Yield: Rate Cap Adjusted: 3 Month CD <100M represents the interest rate for certificates of deposit under $100 million with a three-month term. This metric provides insight into short-term lending rates and serves as a key indicator of monetary market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator tracks the adjusted yield for short-term certificates of deposit, reflecting current market interest rates and bank lending strategies. Economists use this data to understand short-term investment returns and potential shifts in monetary policy.
Methodology
The rate is calculated by the Federal Reserve based on reported rates from financial institutions for certificates of deposit with specific maturity and balance parameters.
Historical Context
This trend is crucial for analyzing short-term investment opportunities, banking sector performance, and potential monetary policy adjustments.
Key Facts
- Represents short-term deposit rates for amounts under $100 million
- Provides insight into current banking and investment market conditions
- Used by economists and investors to assess short-term financial trends
FAQs
Q: What does this rate indicate about the current financial market?
A: The rate reflects current short-term lending conditions and potential investment returns for small to medium-sized deposits.
Q: How often is this rate updated?
A: The rate is typically updated regularly, with most financial indicators refreshed on a weekly or monthly basis.
Q: Why are 3-month CD rates important?
A: These rates provide a snapshot of short-term investment opportunities and can signal broader economic trends and monetary policy directions.
Q: How do investors use this rate?
A: Investors analyze this rate to compare potential returns on short-term investments and make informed financial decisions.
Q: What limitations exist in this data?
A: The rate represents a specific segment of the market and may not fully reflect all banking or investment conditions.
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Citation
U.S. Federal Reserve, Treasury Yield: Rate Cap Adjusted: 3 Month CD <100M [TYRCA3MCD], retrieved from FRED.
Last Checked: 8/1/2025