Treasury Yield: Rate Cap Adjusted: 1 Month CD <100M
TYRCA1MCD • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
5.89
Year-over-Year Change
-19.86%
Date Range
4/1/2021 - 7/1/2025
Summary
The Treasury Yield: Rate Cap Adjusted: 1 Month CD <100M represents the interest rate for short-term certificates of deposit under $100 million with rate caps. This metric provides critical insight into short-term lending rates and financial market liquidity conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator tracks the adjusted yield for 1-month certificates of deposit with a specific size threshold, reflecting current banking and monetary market dynamics. Economists and financial analysts use this data to understand short-term investment returns and potential shifts in monetary policy.
Methodology
The data is collected and calculated by the Federal Reserve through comprehensive bank reporting and standardized yield calculation methodologies.
Historical Context
This trend is used in macroeconomic analysis to assess short-term investment rates, banking sector health, and potential monetary policy implications.
Key Facts
- Represents 1-month CD rates for deposits under $100 million
- Provides insight into short-term lending market conditions
- Reflects current banking sector interest rate environment
FAQs
Q: What does this economic indicator measure?
A: It measures the adjusted yield for 1-month certificates of deposit under $100 million, reflecting short-term investment rates.
Q: Why are these rates important?
A: These rates provide insights into current banking sector liquidity and potential monetary policy trends.
Q: How often is this data updated?
A: The data is typically updated regularly by the Federal Reserve, with frequency depending on market conditions.
Q: How do investors use this information?
A: Investors analyze these rates to make informed decisions about short-term investments and understand current market conditions.
Q: What limitations exist in this data?
A: The data represents a specific segment of the banking market and may not fully reflect broader economic trends.
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Citation
U.S. Federal Reserve, Treasury Yield: Rate Cap Adjusted: 1 Month CD <100M [TYRCA1MCD], retrieved from FRED.
Last Checked: 8/1/2025