Treasury Yield: 24 Month CD <100M
TY24MCD • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3.72
Year-over-Year Change
-24.70%
Date Range
4/1/2021 - 7/1/2025
Summary
The Treasury Yield for 24-Month Certificates of Deposit (CDs) under $100 million represents the interest rate offered by banks for short-term savings instruments. This metric provides insight into short-term investment returns and reflects current market expectations for interest rates and economic conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This yield is a key indicator of short-term investment opportunities and bank funding costs for deposits under $100 million. Economists and investors use this metric to gauge potential returns and assess the broader interest rate environment.
Methodology
The data is collected from financial institutions and aggregated by the Federal Reserve, representing average rates for 24-month CDs across various banks.
Historical Context
This yield is used in monetary policy analysis, investment strategy planning, and as a benchmark for short-term financial instruments.
Key Facts
- Represents interest rates for 24-month CDs under $100 million
- Reflects current short-term investment opportunities
- Influenced by Federal Reserve monetary policy
FAQs
Q: What does the TY24MCD series represent?
A: It represents the average yield for 24-month Certificates of Deposit with balances under $100 million across financial institutions.
Q: How often is this data updated?
A: The data is typically updated weekly, providing current insights into short-term investment rates.
Q: Why do investors care about this yield?
A: It helps investors compare potential returns on short-term savings and understand current market interest rate conditions.
Q: How does this yield relate to broader economic conditions?
A: The yield reflects current monetary policy, inflation expectations, and overall economic health.
Q: What are the limitations of this data?
A: The series represents average rates and may not reflect specific bank offerings or individual investment opportunities.
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Related Trends
Citation
U.S. Federal Reserve, Treasury Yield: 24 Month CD <100M [TY24MCD], retrieved from FRED.
Last Checked: 8/1/2025