Treasury Yield: 1 Month CD <100M
TY1MCD • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
4.28
Year-over-Year Change
-22.18%
Date Range
4/1/2021 - 7/1/2025
Summary
The Treasury Yield for 1 Month Certificates of Deposit (CDs) under $100 million represents the interest rate paid on short-term government-backed deposit instruments. This metric provides critical insight into short-term lending rates and overall monetary market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This yield serves as a key indicator of short-term investment returns and reflects current Federal Reserve monetary policy expectations. Economists and investors closely monitor these rates as a barometer of near-term economic liquidity and financial market sentiment.
Methodology
The data is collected through aggregated reporting from financial institutions and calculated as a weighted average of rates across multiple banks and credit markets.
Historical Context
This yield is used by policymakers, investors, and financial analysts to assess short-term investment strategies and predict potential economic shifts.
Key Facts
- Represents interest rates for short-term government-backed deposits
- Reflects current monetary market conditions
- Provides insight into near-term economic expectations
FAQs
Q: What does the TY1MCD rate indicate?
A: The TY1MCD rate shows the average yield for 1-month Certificates of Deposit under $100 million, reflecting current short-term investment returns.
Q: How often is this rate updated?
A: This rate is typically updated weekly, providing current snapshots of short-term financial market conditions.
Q: Why do investors track this rate?
A: Investors use this rate to assess potential short-term investment opportunities and understand current monetary market trends.
Q: How does this rate relate to Federal Reserve policy?
A: The rate often correlates with Federal Reserve monetary policy, reflecting potential changes in interest rate strategies.
Q: What limitations exist in interpreting this rate?
A: The rate represents a snapshot of current conditions and should be considered alongside broader economic indicators for comprehensive analysis.
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Citation
U.S. Federal Reserve, Treasury Yield: 1 Month CD <100M [TY1MCD], retrieved from FRED.
Last Checked: 8/1/2025