Treasury Yield: Rate Cap Adjusted: 6 Month CD <100M
TYRCA6MCD • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
5.90
Year-over-Year Change
-18.80%
Date Range
4/1/2021 - 7/1/2025
Summary
The Treasury Yield: Rate Cap Adjusted: 6 Month CD <100M represents the interest rate for certificates of deposit with a six-month term and under $100 million. This metric provides insight into short-term investment returns and reflects current market conditions for bank deposits.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator tracks the yield on short-term certificates of deposit, serving as a key benchmark for fixed-income investments and bank deposit rates. Economists use this data to understand short-term lending rates and assess overall financial market conditions.
Methodology
The rate is calculated based on average yields reported by financial institutions for six-month certificates of deposit under $100 million.
Historical Context
This trend is crucial for analyzing short-term investment strategies, banking sector performance, and monetary policy implications.
Key Facts
- Represents six-month CD rates for deposits under $100 million
- Provides insight into short-term investment returns
- Reflects current market lending conditions
FAQs
Q: What does this yield indicate about the current financial market?
A: The yield reflects current short-term investment rates and provides insight into overall market conditions and potential returns for investors.
Q: How often is this rate updated?
A: The rate is typically updated regularly, with most financial databases providing weekly or monthly updates.
Q: Why is the $100 million threshold significant?
A: The threshold helps distinguish between different types of institutional and retail investment products, providing a more nuanced view of short-term lending rates.
Q: How do investors use this yield?
A: Investors use this yield to compare potential returns on short-term investments and make informed decisions about certificate of deposit allocations.
Q: What limitations exist in this data?
A: The data represents average rates and may not reflect specific individual bank offerings or exact market conditions at any given moment.
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Citation
U.S. Federal Reserve, Treasury Yield: Rate Cap Adjusted: 6 Month CD <100M [TYRCA6MCD], retrieved from FRED.
Last Checked: 8/1/2025