Total Consumer Credit Owned and Securitized
Not Seasonally Adjusted
TOTALNS • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
5,008,302.79
Year-over-Year Change
0.52%
Date Range
1/1/1943 - 6/1/2025
Summary
Not Seasonally Adjusted (TOTALNS) represents raw economic data without statistical modifications to account for predictable seasonal variations. This unfiltered metric provides economists with a direct view of actual economic activity before standard seasonal adjustments.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric captures economic indicators in their original, unadjusted form, revealing the raw performance of economic variables without smoothing techniques. Economists use this data to understand underlying trends and compare month-to-month or quarter-to-quarter performance without seasonal distortions.
Methodology
Data is collected through comprehensive surveys, government reporting mechanisms, and statistical sampling across various economic sectors.
Historical Context
Policymakers and financial analysts use Not Seasonally Adjusted data to develop more nuanced understanding of economic fluctuations and seasonal economic patterns.
Key Facts
- Provides unmodified economic data without seasonal smoothing
- Essential for understanding raw economic performance
- Used alongside seasonally adjusted metrics for comprehensive analysis
FAQs
Q: What does 'Not Seasonally Adjusted' mean?
A: It refers to economic data presented in its original form without statistical adjustments for predictable seasonal variations like holiday spending or weather impacts.
Q: Why is Not Seasonally Adjusted data important?
A: It offers a direct view of actual economic activity, helping analysts understand raw performance before standard seasonal modifications.
Q: How is Not Seasonally Adjusted data different from Seasonally Adjusted data?
A: Raw data shows actual measurements without removing predictable seasonal patterns, while adjusted data smooths out these variations for clearer trend analysis.
Q: Who uses Not Seasonally Adjusted data?
A: Economists, policymakers, financial analysts, and researchers use this data to gain comprehensive insights into economic performance.
Q: How frequently is Not Seasonally Adjusted data updated?
A: Update frequency varies by specific economic indicator but typically occurs monthly or quarterly depending on the data source.
Related Trends
Nonrevolving Consumer Credit Owned and Securitized by Finance Companies
DTCTLNHFNM
Percent Change of Total Consumer Credit
TOTALSLAR
Revolving Consumer Credit Owned by Depository Institutions
REVOLNDI
Total Consumer Credit Owned by Depository Institutions, Flow
FLTOTALDI
Nonrevolving Consumer Credit Owned and Securitized by Depository Institutions, Flow
DTCTLNHDXDFBANM
Nonrevolving Consumer Credit Owned by Nonprofit and Educational Institutions
NREVNEI
Citation
U.S. Federal Reserve, Not Seasonally Adjusted [TOTALNS], retrieved from FRED.
Last Checked: 8/1/2025