Treasury and Agency Securities: Mortgage-Backed Securities (MBS), Large Domestically Chartered Commercial Banks
TMBLCBW027SBOG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2,006.11
Year-over-Year Change
0.07%
Date Range
5/31/2006 - 7/23/2025
Summary
This economic indicator tracks the value of mortgage-backed securities (MBS) held by large domestically chartered commercial banks in the United States. It provides critical insight into the banking sector's mortgage investment strategies and overall real estate market liquidity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series represents the total book value of mortgage-backed securities on the balance sheets of large domestic commercial banks, reflecting their investment in residential and commercial mortgage debt. Economists use this metric to assess bank portfolio composition, lending trends, and potential market risk exposure.
Methodology
Data is collected through regulatory reporting requirements, with banks submitting detailed balance sheet information to federal financial oversight agencies.
Historical Context
This indicator is used by policymakers, financial analysts, and the Federal Reserve to monitor banking sector health, mortgage market dynamics, and potential systemic financial risks.
Key Facts
- Represents total MBS holdings by large domestic commercial banks
- Provides insight into bank investment strategies in mortgage markets
- Reflects broader trends in real estate and financial sector lending
FAQs
Q: What are mortgage-backed securities?
A: Mortgage-backed securities are financial instruments created by pooling multiple mortgage loans and selling them as investable securities to investors and financial institutions.
Q: Why do banks invest in mortgage-backed securities?
A: Banks invest in MBS to generate steady income, diversify their investment portfolio, and manage their overall asset allocation and risk profile.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data series weekly or monthly, providing near-real-time insights into bank MBS holdings.
Q: How do MBS holdings impact bank performance?
A: MBS holdings can significantly affect a bank's interest income, balance sheet strength, and overall financial performance based on market conditions and interest rate movements.
Q: What limitations exist in interpreting this data?
A: The data represents a snapshot of MBS holdings and does not capture the full complexity of bank investment strategies or potential market risks.
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Related Trends
Treasury and Agency Securities, Foreign-Related Institutions
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Other Securities: Mortgage-Backed Securities, Small Domestically Chartered Commercial Banks
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Other Securities, All Commercial Banks
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Treasury and Agency Securities: Non-MBS, Foreign-Related Institutions
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Securities in Bank Credit, All Commercial Banks
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Other Securities: Non-MBS, Small Domestically Chartered Commercial Banks
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Citation
U.S. Federal Reserve, Treasury and Agency Securities: Mortgage-Backed Securities (MBS), Large Domestically Chartered Commercial Banks [TMBLCBW027SBOG], retrieved from FRED.
Last Checked: 8/1/2025