Other Securities: Mortgage-Backed Securities, Large Domestically Chartered Commercial Banks

OMBLCBW027SBOG • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

55.98

Year-over-Year Change

0.33%

Date Range

5/31/2006 - 7/23/2025

Summary

This economic indicator tracks mortgage-backed securities held by large domestically chartered commercial banks in the United States. It provides critical insight into banking sector asset composition and mortgage market dynamics.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The series represents the total value of mortgage-backed securities on the balance sheets of major U.S. commercial banks, reflecting their investment strategies and exposure to residential real estate markets. Economists use this metric to assess banking sector risk, financial market liquidity, and potential economic shifts.

Methodology

Data is collected through regulatory reporting requirements from large domestically chartered commercial banks, compiled and standardized by the Federal Reserve.

Historical Context

This trend is used in macroeconomic analysis to understand banking sector asset allocation, monetary policy transmission, and potential systemic financial risks.

Key Facts

  • Represents total mortgage-backed securities held by large U.S. commercial banks
  • Indicates banking sector investment in residential real estate markets
  • Provides insight into financial institution risk and asset diversification

FAQs

Q: What are mortgage-backed securities?

A: Mortgage-backed securities are financial instruments created by pooling multiple mortgage loans and selling them as investable assets to banks and investors.

Q: Why do banks hold mortgage-backed securities?

A: Banks hold these securities to generate income, diversify their asset portfolio, and manage their overall risk exposure in the real estate market.

Q: How often is this data updated?

A: The Federal Reserve typically updates this data series weekly or monthly, depending on reporting cycles and data collection methods.

Q: How do mortgage-backed securities impact the broader economy?

A: These securities play a crucial role in providing liquidity to the mortgage market and can influence lending rates, housing affordability, and overall economic stability.

Q: What are the limitations of this data series?

A: The series only covers large domestically chartered commercial banks and may not fully represent the entire mortgage-backed securities market.

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Citation

U.S. Federal Reserve, Other Securities: Mortgage-Backed Securities, Large Domestically Chartered Commercial Banks [OMBLCBW027SBOG], retrieved from FRED.

Last Checked: 8/1/2025

Other Securities: Mortgage-Backed Securities, Large Domestically Chartered Commercial Banks | US Economic Trends