All Member Banks, Classification of Deposits: Time: Total
This dataset tracks all member banks, classification of deposits: time: total over time.
Latest Value
12487.00
Year-over-Year Change
8.94%
Date Range
10/1/1928 - 12/1/1941
Summary
The 'All Member Banks, Classification of Deposits: Time: Total' trend measures the total value of time deposits held by member banks of the U.S. Federal Reserve System. This metric provides insight into the saving and investment behavior of businesses and households.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Time deposits represent funds that bank customers have placed in accounts that cannot be withdrawn for a specified period, usually earning a higher interest rate than demand deposits. This trend is a key indicator of financial market conditions and the public's saving patterns.
Methodology
The data is collected and calculated by the U.S. Federal Reserve through its mandatory reporting requirements for member banks.
Historical Context
Economists and policymakers monitor this trend to gauge overall liquidity in the banking system and make informed decisions about monetary policy.
Key Facts
- Time deposits make up a significant portion of the U.S. money supply.
- The trend has declined over the past decade as interest rates have remained low.
- Changes in time deposits can signal shifts in consumer and business saving patterns.
FAQs
Q: What does this economic trend measure?
A: The 'All Member Banks, Classification of Deposits: Time: Total' trend measures the total value of time deposits held by U.S. Federal Reserve member banks.
Q: Why is this trend relevant for users or analysts?
A: This trend provides insight into the saving and investment behavior of businesses and households, which is an important indicator of financial market conditions and can inform monetary policy decisions.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the U.S. Federal Reserve through its mandatory reporting requirements for member banks.
Q: How is this trend used in economic policy?
A: Economists and policymakers monitor this trend to gauge overall liquidity in the banking system and make informed decisions about monetary policy.
Q: Are there update delays or limitations?
A: The data is released by the Federal Reserve on a regular schedule, with no known significant delays or limitations.
Related News
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures struggle to show a definite trend despite favorable economic signals. These signals, such as jobless claims and Q2 GDP figures, suggest a healthy economy. Given the roles of the stock market and the Federal Reserve's decisions on rate hikes, it is surprising to witness this stagnation. Inflation trends and the Fed's signals about future policies pla
U.S. Home Sales Decline In August Due To High Prices
August 2023 U.S. Home Sales Decline Amid Rising Mortgage Rates and High Prices In August 2023, U.S. home sales experienced a notable decline, highlighting a distressing trend in the housing market. Homeownership is more costly these days. High home prices and soaring 30 year mortgage rates, combined with limited housing inventory, pose significant challenges for potential buyers and cast a shadow on economic recovery efforts. Many potential homebuyers find themselves increasingly priced out of
U.S. jobless claims decline to lowest level since mid-July
U.S. Jobless Claims Drop: A Positive Sign for Economic Growth The U.S. economy is signaling a positive turn as the initial jobless claims have dropped to their lowest level since mid-July, suggesting a more resilient labor market. This decline in jobless claims is not just a number; it reflects crucial dynamics in the U.S. economy and employment landscape. As people file fewer claims for unemployment benefits, it suggests a strengthening employment market and a recovering economy. Also, the cur
U.S. Trade Deficit Decreases As Businesses Anticipate Tariff Hikes
U.S. Trade Deficit Reaches Two-Year Low Amid Anticipated Tariff Hikes The recent announcement that the U.S. trade deficit has reached a two-year low signals significant developments for the national economy. This change may, in part, be influenced by the anticipation of tariff hikes, which are affecting trade patterns. As this event unfolds, it has implications for the U.S. GDP, underscoring the importance of reducing the trade deficit. Trade tensions have long shaped the global economic landsc
U.S. Treasury Yields Increase Amid Strong Economic Growth and Inflation Concerns
Treasury Yields Surge Amid Economic Growth and Inflation Concerns Treasury yields are surging as investors closely monitor the evolving U.S. economic landscape. Recent data 10-year Treasury yield. With economic growth on one side and inflation data on the other, it's essential to unpack these complex dynamics. By analyzing these factors, we gain insights into the Federal Reserve's role in shaping monetary policy and the consequential market implications. The Federal Reserve's policies, market v
U.S. Stock Indices Rebound After Tech Stocks' Recent Decline
US Stock Indices Rebound: Understanding the Market Recovery The recent surge in the US stock market marks a significant upturn, with key indices such as the Nasdaq and S&P 500 leading this recovery. The primary metric underpinning these shifts is the civilian employment-to-population ratio, reflecting positive economic momentum. This boost in indices can be linked to a complex interplay of factors, including recent economic data, renewed market optimism, and evolving investor behavior, casting
Similar TITOTL Trends
Central Reserve City Member Banks in Chicago, Classification of Deposits: Time: Total
TITOTLCH
Central Reserve City Member Banks in New York City, Classification of Deposits: Time: Total
TITOTLNY
Country Member Banks, Classification of Deposits: Time: Total
TITOTLCMB
Reserve City Member Banks, Classification of Deposits: Time: Total
TITOTLRCM
Citation
U.S. Federal Reserve, All Member Banks, Classification of Deposits: Time: Total (TITOTL), retrieved from FRED.