Net Percentage of Large Domestic Banks Tightening Standards for Commercial Real Estate Loans Secured by Multifamily Residential Structures
SUBLPDRCSMLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-28.60
Year-over-Year Change
-185.89%
Date Range
10/1/2013 - 7/1/2025
Summary
Tracks lending standards for multifamily real estate loans among large domestic banks. Indicates credit market conditions and potential commercial property investment trends.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the net percentage of large banks tightening lending standards for multifamily residential property loans. Provides insight into commercial real estate credit conditions.
Methodology
Calculated through quarterly bank lending survey responses comparing tightening versus loosening standards.
Historical Context
Used by policymakers and investors to assess commercial real estate market credit availability.
Key Facts
- Quarterly survey-based metric
- Indicates bank lending appetite
- Reflects commercial property market conditions
FAQs
Q: What does this percentage indicate about bank lending?
A: A positive percentage means banks are tightening lending standards for multifamily properties. Negative percentage suggests more relaxed lending conditions.
Q: How often is this data updated?
A: The data is typically updated quarterly through the Federal Reserve's bank lending survey.
Q: Why do banks tighten lending standards?
A: Banks may tighten standards due to economic uncertainty, increased risk, or regulatory changes affecting commercial real estate markets.
Q: How do lending standards impact real estate investment?
A: Tighter standards can reduce loan availability, potentially slowing commercial real estate development and investment.
Q: What factors influence these lending standards?
A: Economic conditions, property market performance, and bank risk assessments typically drive lending standard changes.
Related Trends
Number of Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Somewhat Important Reason
SUBLPDCIRESSNQ
Number of Foreign Banks That Tightened and Reported That Less Aggressive Competition From Other Banks or Nonbank Lenders Was a Very Important Reason
SUBLPFCIRTAVNQ
Number of Other Domestic Banks That Tightened and Reported That Deterioration in Current or Expected Capital Position Was Not an Important Reason
SUBLPDCIRTCNOTHNQ
Number of Other Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Somewhat Important Reason
SUBLPDCIRESSOTHNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Increased Customer Internally Generated Funds Was a Somewhat Important Reason
SUBLPDCIRWGSNQ
Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was Not an Important Reason
SUBLPDCIRWINOTHNQ
Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Tightening Standards for Commercial Real Estate Loans (SUBLPDRCSMLGNQ), retrieved from FRED.