Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Increased Customer Internally Generated Funds Was a Somewhat Important Reason

SUBLPDCIRWGSNQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

6.00

Year-over-Year Change

100.00%

Date Range

4/1/1996 - 7/1/2025

Summary

Measures bank loan demand changes related to customer-generated funds. Provides critical insights into business financing and economic activity levels.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This indicator tracks domestic banks reporting weaker commercial and industrial loan demand. It reflects businesses' internal financial capabilities and external borrowing needs.

Methodology

Collected through quarterly Federal Reserve survey of bank lending practices.

Historical Context

Used to understand business investment and financing trends across different economic sectors.

Key Facts

  • Indicates business financing trends
  • Reflects corporate financial health
  • Measures internal fund generation

FAQs

Q: What does this economic indicator reveal?

A: Shows how banks perceive commercial loan demand and businesses' ability to generate internal funds.

Q: How frequently is this data collected?

A: Typically gathered through quarterly bank lending surveys by the Federal Reserve.

Q: Why are internal funds important?

A: Strong internal funds suggest businesses are generating sufficient cash and may require less external financing.

Q: How do economists interpret this data?

A: Used to assess business investment capacity and potential economic growth or contraction.

Q: What impacts loan demand?

A: Interest rates, economic outlook, business confidence, and corporate profitability significantly influence loan demand.

Related Trends

Citation

U.S. Federal Reserve, Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand (SUBLPDCIRWGSNQ), retrieved from FRED.