Net Percentage of Large Domestic Banks Increasing the Minimum Percentage of Outstanding Balances Required to Be Repaid on Credit Card Loans
SUBLPDCLCTMLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/1996 - 7/1/2025
Summary
Measures changes in credit card loan repayment requirements by large domestic banks. Provides insight into consumer credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks banks' adjustments to minimum repayment percentages on credit card outstanding balances.
Methodology
Quarterly survey of large domestic banks reporting changes in credit card loan requirements.
Historical Context
Important indicator of consumer credit market health and bank lending strategies.
Key Facts
- Reflects bank credit risk management
- Indicates consumer credit market conditions
- Quarterly survey-based metric
FAQs
Q: What does this metric indicate about credit card lending?
A: It shows how banks are adjusting minimum repayment requirements for credit card loans.
Q: How frequently is this data updated?
A: The data is typically updated quarterly through bank surveys.
Q: Why do banks change minimum repayment requirements?
A: Banks adjust requirements to manage credit risk and respond to economic conditions.
Q: How does this impact consumers?
A: Higher minimum repayment requirements can increase financial pressure on credit card holders.
Q: What economic factors influence this metric?
A: Economic uncertainty, default rates, and overall consumer financial health impact lending standards.
Related Trends
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Net Percentage of Large Domestic Banks Reporting Stronger Demand for Subprime Mortgage Loans
SUBLPDHMDSLGNQ
Net Percentage of Large Domestic Banks Increasing Collateral Requirements for Small Firms
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Net Percentage of Large Domestic Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds on Other Consumer Loans Excluding Credit Card and Auto Loans
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Net Percentage of Domestic Banks Reporting Stronger Demand for Subprime Mortgage Loans
DRSDSP
Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Increasing the Minimum Percentage of Outstanding Balances Required to Be Repaid on Credit Card Loans (SUBLPDCLCTMLGNQ), retrieved from FRED.