Net Percentage of Domestic Banks Reporting Stronger Demand for Subprime Mortgage Loans
DRSDSP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-20.00
Year-over-Year Change
-60.00%
Date Range
4/1/2007 - 7/1/2025
Summary
Measures banks' perception of demand for subprime mortgage loans. Provides critical insight into lending market conditions and risk appetite.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks the net percentage of domestic banks reporting changes in subprime mortgage loan demand. It reflects lending market dynamics.
Methodology
Collected through Federal Reserve survey of domestic bank lending practices.
Historical Context
Used by policymakers and financial analysts to assess mortgage market conditions.
Key Facts
- Tracks bank perception of loan demand
- Indicates mortgage market health
- Reflects lending risk appetite
FAQs
Q: What does this metric measure?
A: It shows the net percentage of banks reporting changes in subprime mortgage loan demand.
Q: Why is subprime loan demand important?
A: It indicates lending market conditions and banks' risk assessment strategies.
Q: How frequently is this data updated?
A: The metric is typically updated through periodic bank lending surveys.
Q: What can this data tell us about the housing market?
A: It provides insights into lending conditions and potential housing market trends.
Q: Are there risks in tracking subprime loan demand?
A: The metric helps monitor potential lending market risks and credit conditions.
Related Trends
Number of Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Very Important Reason
SUBLPDCIRESVNQ
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing From Other Bank or Nonbank Sources Was a Somewhat Important Reason
SUBLPDCIRSSSOTHNQ
Number of Foreign Banks That Tightened and Reported That Decreased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Somewhat Important Reason
SUBLPFCIRTSSNQ
Net Percentage of Domestic Banks Reducing the Maximum Size of Credit Lines for Large and Middle-Market Firms
SUBLPDCILTMNQ
Number of Other Domestic Banks That Tightened and Reported That Less Aggressive Competition From Other Banks or Nonbank Lenders Was a Very Important Reason
SUBLPDCIRTAVOTHNQ
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing From Other Bank or Nonbank Sources Was Not an Important Reason
SUBLPDCIRSSNOTHNQ
Citation
U.S. Federal Reserve, Subprime Mortgage Loan Demand (DRSDSP), retrieved from FRED.