Net Percentage of Large Domestic Banks Increasing Collateral Requirements for Small Firms
SUBLPDCISTQLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
4/1/1990 - 7/1/2025
Summary
Measures changes in collateral requirements for small firms by large domestic banks. Indicates lending conditions and risk management strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks how banks adjust collateral demands for small business loans. Reflects banking sector's risk assessment approach.
Methodology
Surveys large domestic banks about changes in collateral requirements for small firms.
Historical Context
Critical for understanding small business lending environment and credit accessibility.
Key Facts
- Reflects small business lending conditions
- Indicates bank risk management strategies
- Measures credit market tightness
FAQs
Q: What does increasing collateral requirements mean?
A: Banks require more security for loans, indicating increased perceived risk. Signals tighter lending conditions.
Q: How does this affect small businesses?
A: Higher collateral requirements can make borrowing more difficult. Potentially limits small business access to credit.
Q: Why do banks change collateral requirements?
A: Respond to economic conditions, risk assessments, and overall market stability. Protect against potential loan defaults.
Q: Can this indicator predict economic challenges?
A: Provides early warning of potential credit market tightening. Signals banks' risk perception and economic outlook.
Q: How frequently is this data collected?
A: Typically gathered through periodic bank surveys. Offers current snapshot of lending environment.
Related Trends
Number of Other Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Somewhat Important Reason
SUBLPDCIRTLSOTHNQ
Net Percentage of Large Domestic Banks Increasing the Minimum Required Credit Score for Credit Card Loans
SUBLPDCLCTRLGNQ
Number of Other Domestic Banks That Tightened and Reported That Less Favorable Economic Outlook Was Not an Important Reason
SUBLPDCIRTONOTHNQ
Net Percentage of Other Domestic Banks Tightening Standards for HELOCs
SUBLPDCLHSOTHNQ
Number of Foreign Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Investment in Plant or Equipment Was a Somewhat Important Reason
SUBLPFCIRSESNQ
Number of Large Domestic Banks That Tightened and Reported That Less Favorable Economic Outlook Was Not an Important Reason
SUBLPDCIRTONLGNQ
Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Increasing Collateral Requirements for Small Firms (SUBLPDCISTQLGNQ), retrieved from FRED.