Number of Other Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Somewhat Important Reason
SUBLPDCIRTLSOTHNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.00
Year-over-Year Change
-50.00%
Date Range
10/1/2007 - 7/1/2025
Summary
Measures banks' perceptions of liquidity positions affecting their lending practices. Provides critical insight into banking sector financial health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks how many banks cite liquidity concerns as a reason for tightening lending standards. Reflects banks' financial positioning.
Methodology
Collected through quarterly Federal Reserve bank lending survey.
Historical Context
Used to assess banking sector stability and potential credit market constraints.
Key Facts
- Quarterly assessment of bank liquidity concerns
- Indicates potential credit market constraints
- Important measure of banking sector health
FAQs
Q: What does this economic indicator track?
A: It measures banks reporting liquidity positions as a reason for tightening lending practices. Reflects financial sector conditions.
Q: How frequently is this data updated?
A: The survey is conducted quarterly by the Federal Reserve to capture current lending environment.
Q: Why is liquidity important for banks?
A: Liquidity determines a bank's ability to meet financial obligations and provide loans to customers.
Q: How does this relate to economic health?
A: Changes in bank liquidity can signal broader economic trends and potential credit market challenges.
Q: What do changes in this indicator mean?
A: Increases may suggest banks are becoming more cautious about lending due to liquidity concerns.
Related Trends
Net Percentage of Domestic Banks Reducing the Maximum Size of Consumer Loans Excluding Credit Card and Auto Loans
SUBLPDCLXTMNQ
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Investment in Plant or Equipment Was a Somewhat Important Reason
SUBLPDCIRSESOTHNQ
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing From Other Bank or Nonbank Sources Was a Very Important Reason
SUBLPDCIRSSVLGNQ
Net Percentage of Other Domestic Banks Reporting Stronger Demand for Qualified Mortgage Jumbo Mortgage Loans
SUBLPDHMDJOTHNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was Not an Important Reason
SUBLPDCIRWINNQ
Net Percentage of Other Domestic Banks Reducing the Maximum Size of Auto Loans
SUBLPDCLATMOTHNQ
Citation
U.S. Federal Reserve, Number of Other Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Somewhat Important Reason (SUBLPDCIRTLSOTHNQ), retrieved from FRED.