Net Percentage of Domestic Banks Reducing the Maximum Maturity of Credit Lines for Large and Middle-Market Firms
SUBLPDCILTANQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-1.60
Year-over-Year Change
N/A%
Date Range
7/1/2005 - 7/1/2025
Summary
Tracks changes in credit line maturity for large and middle-market firms across domestic banks. Provides critical insight into bank lending conditions and corporate credit accessibility.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric measures banks' willingness to adjust credit line terms for business borrowers. It reflects banks' risk perception and lending strategy.
Methodology
Calculated through quarterly bank lending survey responses, tracking net percentage changes.
Historical Context
Used by policymakers to assess credit market tightness and potential economic constraints.
Key Facts
- Indicates banks' risk assessment of business borrowers
- Quarterly survey-based metric
- Reflects potential credit market constraints
FAQs
Q: What does this metric indicate about bank lending?
A: It shows banks' changing attitudes toward credit line lengths for businesses. Indicates potential tightening or loosening of credit conditions.
Q: How often is this data updated?
A: The metric is typically updated quarterly through bank lending surveys.
Q: Why do banks change credit line maturities?
A: Banks adjust terms based on economic conditions, perceived risk, and overall market stability.
Q: How do changes impact businesses?
A: Shorter credit lines can limit business financing and operational flexibility.
Q: What economic factors influence this metric?
A: Interest rates, economic outlook, and banking sector health significantly impact credit line decisions.
Related Trends
Net Percentage of Other Domestic Banks Reporting Stronger Demand for Subprime Mortgage Loans
SUBLPDHMDSOTHNQ
Net Percentage of Large Domestic Banks Reducing the Maximum Size of Credit Lines for Large and Middle-Market Firms
SUBLPDCILTMLGNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing to Other Bank or Nonbank Sources Was a Somewhat Important Reason
SUBLPDCIRWSSNQ
Number of Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Somewhat Important Reason
SUBLPDCIRTLSNQ
Net Percentage of Other Domestic Banks Tightening Standards for Subprime Mortgage Loans
SUBLPDHMSSOTHNQ
Net Percentage of Other Domestic Banks Reducing Credit Limits on Credit Card Loans
SUBLPDCLCTCOTHNQ
Citation
U.S. Federal Reserve, Net Percentage of Domestic Banks Reducing Credit Lines (SUBLPDCILTANQ), retrieved from FRED.