Net Percentage of Other Domestic Banks Reporting Stronger Demand for Subprime Mortgage Loans
SUBLPDHMDSOTHNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-21.40
Year-over-Year Change
-62.52%
Date Range
4/1/2007 - 7/1/2025
Summary
Tracks changes in bank lending appetite for subprime mortgage loans through quarterly survey responses. Provides critical insight into mortgage market risk perception.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator measures bank sentiment toward high-risk mortgage lending. It reflects broader economic conditions and financial institution risk strategies.
Methodology
Calculated through quarterly Federal Reserve bank lending survey responses.
Historical Context
Used by policymakers to assess potential systemic risks in mortgage lending.
Key Facts
- Indicates bank willingness to extend high-risk mortgages
- Quarterly survey-based metric
- Reflects broader economic lending conditions
FAQs
Q: What does this indicator reveal about mortgage lending?
A: It shows banks' changing appetite for subprime mortgage loans. Higher percentages suggest increased willingness to lend to higher-risk borrowers.
Q: How often is this data updated?
A: The survey is conducted quarterly by the Federal Reserve. Data reflects most recent lending sentiment.
Q: Why do economists track subprime lending indicators?
A: These metrics help predict potential credit market risks and economic stability. They provide early warning signs of lending market changes.
Q: How does this relate to overall economic health?
A: Subprime lending trends can indicate economic confidence and potential systemic financial risks.
Q: Are there limitations to this data?
A: Survey represents bank perceptions and may not capture entire lending market dynamics.
Related Trends
Number of Other Domestic Banks That Eased and Reported That More Favorable Economic Outlook Was a Somewhat Important Reason
SUBLPDCIREOSOTHNQ
Net Percentage of Other Domestic Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds to Large and Middle-Market Firms
SUBLPDCILTSOTHNQ
Net Percentage of Domestic Banks Reporting Stronger Demand for HELOCs
SUBLPDCLHDNQ
Number of Other Domestic Banks That Tightened and Reported That Deterioration in Current or Expected Capital Position Was a Somewhat Important Reason
SUBLPDCIRTCSOTHNQ
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing From Other Bank or Nonbank Sources Was Not an Important Reason
SUBLPDCIRSSNOTHNQ
Number of Other Domestic Banks That Eased and Reported That Reduced Concerns About the Effects of Legislative Changes, Supervisory Actions, or Changes in Accounting Standards Was a Somewhat Important Reason
SUBLPDCIREESOTHNQ
Citation
U.S. Federal Reserve, Net Percentage of Other Domestic Banks Reporting Stronger Demand for Subprime Mortgage Loans (SUBLPDHMDSOTHNQ), retrieved from FRED.